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MCHB (NASDAQ) Stock Analysis | MECHANICS BANK – Deepscope
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MCHB Stock Analysis — MECHANICS BANK (Financial Services >> Banks - Regional)

MCHB FAQ

What is MCHB's P/E ratio?

MECHANICS BANK (MCHB) currently trades at a P/E ratio of 13.07.

What is MCHB's ROE?

MECHANICS BANK reports a Return on Equity (ROE) of 10.46%.

What is MCHB's dividend yield?

MECHANICS BANK offers a dividend yield of 0.00%.

What is MCHB's Quality Score?

Our AI rates MCHB's overall financial quality at 69 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy MCHB?

Our AI Timing Score for MCHB is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does MCHB belong to?

MECHANICS BANK is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

MCHB AI Analysis Summary

Our AI summary for MCHB: MECHANICS BANK (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 13.07, ROE of 10.46%, a dividend yield of 0.00%. Its financial Quality Score stands at 69/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

MCHB

MECHANICS BANK
USD 16.79
0.19 (1.14%) Day Change
13.07
P/E
0.03
D/E
10.5%
ROE
1.3%
ROA
0.00%
Div Yield

MECHANICS BANK
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 16.79
Price
0.19 (1.14%)
Day Change
NEWS SCORE: 89

MCHB, the overall quality is ok ( Quality = 69) and the timing to buy is ...(Sign In to See)...

69

QUALITY

Signal
NEUTRAL
Signal Description
Company financial health is OK
Reason
ROE is relatively low.
ROA is relatively low.
Historical ROA is relatively low.
Historical ROA is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors 50%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 89
  Magic Formula Rank by ROA
2111
  Magic Formula Rank by ROE
2111
  Magic Formula Rank by ROIC
2307
  Price 16.79
  PBV / Sector
1.37 / 1.42
GOOD
  Earning Per Share 1.28
  PE / Sector
13.07 / 13.75
  PEG or PE/Growth / Sector
N/A / 0.61
  Average 1M Daily Value
12.11 M
GREAT
  Average 1W Daily Value
14.44 M
GREAT
Timing Factors 85%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 77%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
26.53 / 20.62
GREAT
  NPM Average (%) / Sector
22.78 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
82.55 / -8.42
GREAT
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.32 / 1,268.52
  ROA Average (%) / Sector
1.42 / 254.57
  ROA Change Average (%) / Sector
121.88 / 44,002.31
GREAT
  ROE (%) / Sector
10.46 / 2,865.19
  ROE Average (%) / Sector
19.41 / 581.17
  ROE Change Average (%) / Sector
137.56 / 7,372.49
GREAT
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 41%
X
  Dividend (%) / Sector
N/A / 2.41
  Dividend Average (%) / Sector
11,740.99 / 46.24
  Dividend Change Average (%) / Sector
-34.92 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 08:00:09
  Symbol MCHB
  Name MECHANICS BANK
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 220.31 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 3,675.66 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 1111 Civic Drive, Walnut Creek, CA, United States, 94596

Phone: 925 482 8000

Website: https://www.mechanicsbank.com

Employees: 1,890

Sector: Financial Services >> Banks - Regional

Description: Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

MCHB (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

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MCHB
MCHB
USD 16.79 (1.14%)
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