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ALRS (NASDAQ) Stock Analysis | ALERUS FINANCIAL CORP – Deepscope
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ALRS Stock Analysis — ALERUS FINANCIAL CORP (Financial Services >> Banks - Regional)

ALRS FAQ

What is ALRS's P/E ratio?

ALERUS FINANCIAL CORP (ALRS) currently trades at a P/E ratio of 13.80.

What is ALRS's ROE?

ALERUS FINANCIAL CORP reports a Return on Equity (ROE) of 4.75%.

What is ALRS's dividend yield?

ALERUS FINANCIAL CORP offers a dividend yield of 0.00%.

What is ALRS's Quality Score?

Our AI rates ALRS's overall financial quality at 8 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy ALRS?

Our AI Timing Score for ALRS is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does ALRS belong to?

ALERUS FINANCIAL CORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

ALRS AI Analysis Summary

Our AI summary for ALRS: ALERUS FINANCIAL CORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 13.80, ROE of 4.75%, a dividend yield of 0.00%. Its financial Quality Score stands at 8/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

ALRS

ALERUS FINANCIAL CORP
USD 33.27
-0.29 (-0.86%) Day Change
13.80
P/E
0.59
D/E
4.8%
ROE
0.5%
ROA
0.00%
Div Yield
-0.87
PEG

ALERUS FINANCIAL CORP
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 33.27
Price
-0.29 (-0.86%)
Day Change
NEWS SCORE: 99

ALRS, the overall quality is not good ( Quality = 8) but the timing to buy is ...(Sign In to See)...

8

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not quite good , and ability to make profit is not quite good , ...

Quality Factors 45%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2484
  Magic Formula Rank by ROE
2484
  Magic Formula Rank by ROIC
2548
  Price 33.27
  PBV / Sector
1.44 / 1.42
GOOD
  Earning Per Share 1.10
  PE / Sector
13.80 / 13.75
  PEG or PE/Growth / Sector
-0.87 / 0.61
  Average 1M Daily Value
7.44 M
  Average 1W Daily Value
10.37 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 56%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
8.33 / 20.62
  NPM Average (%) / Sector
8.30 / 19,963.58
  NPM Change Average (%) / Sector
-1.48 / -8.42
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.52 / 1,268.52
  ROA Average (%) / Sector
0.51 / 254.57
  ROA Change Average (%) / Sector
-0.76 / 44,002.31
  ROE (%) / Sector
4.75 / 2,865.19
  ROE Average (%) / Sector
5.16 / 581.17
  ROE Change Average (%) / Sector
-4.63 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 41%
X
  Dividend (%) / Sector
N/A / 2.41
  Dividend Average (%) / Sector
3.74 / 46.24
  Dividend Change Average (%) / Sector
3.84 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:27
  Symbol ALRS
  Name ALERUS FINANCIAL CORP
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 24.99 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 838.52 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 401 Demers Avenue, Grand Forks, ND, United States, 58201

Phone: 701 795 3200

Website: https://www.alerus.com

Employees: 821

Sector: Financial Services >> Banks - Regional

Description: Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services. The company also provides commercial loans, business term loans, and lines of credit; commercial real estate, and commercial and industrial loans; consumer lending products, including residential first mortgage loans; and installment loans, and loans collateralized by cash and marketable securities. In addition, it offers retirement plan, and investment advisory services, employee stock ownership plan, investment fiduciary services, health savings accounts, flex spending accounts, COBRA recordkeeping, and other administration services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit cards, personal and business loans, credit cards, online and mobile banking/wallet, private banking, deposit and payment solutions, mortgages, administration, and government health insurance program services. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
1
1
1
Buy
1
1
1
Hold
3
3
3
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 3.60
Buy 3.60
Buy 3.60
Target Price
USD 28.00
USD 29.75
USD 31.00

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

ALRS (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

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ALRS
ALRS
USD 33.27 (-0.86%)
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