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ASRV Stock Analysis — AMERISERV FINANCIAL INC (Financial Services >> Banks - Regional)
ASRV FAQ
What is ASRV's P/E ratio?
AMERISERV FINANCIAL INC (ASRV) currently trades at a P/E ratio of 9.10.
What is ASRV's ROE?
AMERISERV FINANCIAL INC reports a Return on Equity (ROE) of -7.74%.
What is ASRV's dividend yield?
AMERISERV FINANCIAL INC offers a dividend yield of 2.67%.
What is ASRV's Quality Score?
Our AI rates ASRV's overall financial quality at 23 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy ASRV?
Our AI Timing Score for ASRV is 6 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does ASRV belong to?
AMERISERV FINANCIAL INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange
ASRV AI Analysis Summary
Our AI summary for ASRV: AMERISERV FINANCIAL INC (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 9.10, ROE of -7.74%, a dividend yield of 2.67%. Its financial Quality Score stands at 23/100 — fundamentals below the market average. The AI Timing Score is 6/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
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USD 4.57
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ASRV, the overall quality is not good ( Quality = 23) and the timing to buy is ...(Sign In to See)...
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- Signal
- UNDERPERFORM
- Signal Description
- Company financial health is Not Good
- Reason
-
ROE is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
ROE is decreasing significantly
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.
Historical net profit margin is relatively low.
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not good , financial health is not good , and ability to make profit is not quite good , ...
| Quality Factors |
|
48% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | 99 |
| Magic Formula Rank by ROA |
2069
|
| Magic Formula Rank by ROE |
2069
|
| Magic Formula Rank by ROIC |
2109
|
| Price | 4.57 |
| PBV / Sector |
-0.71 / 1.42
|
| Earning Per Share | 0.50 |
| PE / Sector |
9.10 / 13.75
GREAT
|
| PEG or PE/Growth / Sector |
N/A / 0.61
|
| Average 1M Daily Value |
0.08 M
GREAT
|
| Average 1W Daily Value |
0.12 M
GREAT
|
| Timing Factors |
|
85% |
| Financial Health |
|
45% |
| Ability to Make Profit |
|
52% |
| Return to Investors |
|
12% |
| Registration Details |
| Analyze Date | 2026-08-01 07:59:30 |
| Symbol | ASRV |
| Name | AMERISERV FINANCIAL INC |
| Sector | Financial Services >> Banks - Regional |
| Market | NASDAQ |
| Listed Shares | 16.96 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 77.53 / 6,970.30 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: Main and Franklin Street, Johnstown, PA, United States, 15907-0430
Phone: 814 533 5300
Website: https://www.ameriserv.com
Employees: 297
Description: AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.
ME vs SECTOR Financial Services >> Banks - Regional
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