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CHMG (NASDAQ) Stock Analysis | CHEMUNG FINANCIAL CORP – Deepscope
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CHMG Stock Analysis — CHEMUNG FINANCIAL CORP (Financial Services >> Banks - Regional)

CHMG FAQ

What is CHMG's P/E ratio?

CHEMUNG FINANCIAL CORP (CHMG) currently trades at a P/E ratio of 11.66.

What is CHMG's ROE?

CHEMUNG FINANCIAL CORP reports a Return on Equity (ROE) of 12.41%.

What is CHMG's dividend yield?

CHEMUNG FINANCIAL CORP offers a dividend yield of 1.66%.

What is CHMG's Quality Score?

Our AI rates CHMG's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy CHMG?

Our AI Timing Score for CHMG is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does CHMG belong to?

CHEMUNG FINANCIAL CORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

CHMG AI Analysis Summary

Our AI summary for CHMG: CHEMUNG FINANCIAL CORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 11.66, ROE of 12.41%, a dividend yield of 1.66%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

CHMG

CHEMUNG FINANCIAL CORP
USD 81.49
0.38 (0.47%) Day Change
11.66
P/E
9.43
D/E
12.4%
ROE
1.2%
ROA
1.66%
Div Yield
-0.62
PEG

CHEMUNG FINANCIAL CORP
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 81.49
Price
0.38 (0.47%)
Day Change
NEWS SCORE: 99

CHMG, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

54

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Historical ROA is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors 52%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2228
  Magic Formula Rank by ROE
2228
  Magic Formula Rank by ROIC
2271
  Price 81.49
  PBV / Sector
1.45 / 1.42
GOOD
  Earning Per Share 6.99
  PE / Sector
11.66 / 13.75
GOOD
  PEG or PE/Growth / Sector
-0.62 / 0.61
  Average 1M Daily Value
5.49 M
GREAT
  Average 1W Daily Value
5.01 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 77%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
24.21 / 20.62
GREAT
  NPM Average (%) / Sector
20.23 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
10.59 / -8.42
GOOD
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.19 / 1,268.52
  ROA Average (%) / Sector
0.92 / 254.57
  ROA Change Average (%) / Sector
14.00 / 44,002.31
GOOD
  ROE (%) / Sector
12.41 / 2,865.19
  ROE Average (%) / Sector
11.89 / 581.17
  ROE Change Average (%) / Sector
5.76 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
1.66 / 2.41
  Dividend Average (%) / Sector
2.45 / 46.24
  Dividend Change Average (%) / Sector
-12.68 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:38
  Symbol CHMG
  Name CHEMUNG FINANCIAL CORP
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 4.82 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 390.94 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: One Chemung Canal Plaza, Elmira, NY, United States, 14901

Phone: 607 737 3711

Website: https://www.chemungcanal.com

Employees: 348

Sector: Financial Services >> Banks - Regional

Description: Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. The company was founded in 1833 and is based in Elmira, New York.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
1
1
1
Buy
0
0
0
Hold
2
2
2
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 3.67
Buy 3.67
Buy 3.67
Target Price
USD 70.25
USD 70.25
USD 83.50

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

CHMG (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

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CHMG
CHMG
USD 81.49 (0.47%)
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