What is FBNC's P/E ratio?

FIRST BANCORP (FBNC) currently trades at a P/E ratio of 19.55.

FIRST BANCORP reports a Return on Equity (ROE) of 7.21%.

What is FBNC's dividend yield?

FIRST BANCORP offers a dividend yield of 1.57%.

What is FBNC's Deepscope Quality Score?

Deepscope rates FBNC's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FBNC?

Deepscope's AI Timing Score for FBNC is 67 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FBNC belong to?

FIRST BANCORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

FBNC (NASDAQ) Stock Analysis | FIRST BANCORP

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-03 | FS: 2026-03-31)

FBNC

FIRST BANCORP

USD 57.31

-2.08 (-3.50%) Day Change

Watchlist Portfolio Compare Chart

19.55

P/E

0.00

D/E

7.2%

ROE

0.9%

ROA

1.57%

Div Yield

-2.92

PEG

FIRST BANCORP
TYPE: STOCK
MARKET: NASDAQ

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USD 57.31 Price -2.08 (-3.50%) Day Change	NEWS SCORE: 99

FBNC, the overall quality is not good ( Quality = 31) and the timing to buy is ...(Sign In to See)...

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31 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

45%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	2635
Magic Formula Rank by ROE	2635
Magic Formula Rank by ROIC	2697
Price	57.31
PBV / Sector	1.41 / 1.15 GOOD
Earning Per Share	2.93

PE / Sector	19.55 / 12.87
PEG or PE/Growth / Sector	-2.92 / 0.62
Average 1M Daily Value	12.26 M GREAT
Average 1W Daily Value	12.50 M GREAT

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	21.81 / 18.84 GREAT
NPM Average (%) / Sector	22.38 / 19,649.46 GREAT
NPM Change Average (%) / Sector	-5.74 / -14.38
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.94 / 1.13
ROA Average (%) / Sector	0.94 / 1.09
ROA Change Average (%) / Sector	-4.57 / -15.53
ROE (%) / Sector	7.21 / 10.39
ROE Average (%) / Sector	8.20 / 10.17
ROE Change Average (%) / Sector	-10.64 / -12.58
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	1.57 / 2.77
Dividend Average (%) / Sector	2.02 / 3.77
Dividend Change Average (%) / Sector	-7.43 / 2.65

Registration Details

Analyze Date	2026-06-04 09:24:10
Symbol	FBNC
Name	FIRST BANCORP
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	41.38 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	2,371.22 / 5,941.24

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 300 SW Broad Street, Southern Pines, NC, United States, 28387

Phone: 910 246 2500

Website: https://localfirstbank.com

Employees: 1,353

Sector: Financial Services >> Banks - Regional

Description: First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.