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FBNC (NASDAQ) Stock Analysis | FIRST BANCORP – Deepscope
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FBNC Stock Analysis — FIRST BANCORP (Financial Services >> Banks - Regional)

FBNC FAQ

What is FBNC's P/E ratio?

FIRST BANCORP (FBNC) currently trades at a P/E ratio of 19.55.

What is FBNC's ROE?

FIRST BANCORP reports a Return on Equity (ROE) of 7.76%.

What is FBNC's dividend yield?

FIRST BANCORP offers a dividend yield of 1.49%.

What is FBNC's Quality Score?

Our AI rates FBNC's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FBNC?

Our AI Timing Score for FBNC is 67 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FBNC belong to?

FIRST BANCORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

FBNC AI Analysis Summary

Our AI summary for FBNC: FIRST BANCORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 19.55, ROE of 7.76%, a dividend yield of 1.49%. Its financial Quality Score stands at 31/100 — fundamentals below the market average. The AI Timing Score is 67/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FBNC

FIRST BANCORP
USD 62.87
-0.11 (-0.17%) Day Change
19.55
P/E
0.04
D/E
7.8%
ROE
1.0%
ROA
1.49%
Div Yield
-2.92
PEG

FIRST BANCORP
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 62.87
Price
-0.11 (-0.17%)
Day Change
NEWS SCORE: 99

FBNC, the overall quality is not good ( Quality = 31) and the timing to buy is ...(Sign In to See)...

31

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors 45%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2601
  Magic Formula Rank by ROE
2601
  Magic Formula Rank by ROIC
2679
  Price 62.87
  PBV / Sector
1.52 / 1.42
GOOD
  Earning Per Share 3.22
  PE / Sector
19.55 / 13.75
  PEG or PE/Growth / Sector
-2.92 / 0.61
  Average 1M Daily Value
16.00 M
GREAT
  Average 1W Daily Value
13.27 M
GREAT
Timing Factors 42%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 54%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 77%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
31.13 / 20.62
GREAT
  NPM Average (%) / Sector
24.25 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
5.67 / -8.42
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.02 / 1,268.52
  ROA Average (%) / Sector
0.95 / 254.57
  ROA Change Average (%) / Sector
-2.14 / 44,002.31
  ROE (%) / Sector
7.76 / 2,865.19
  ROE Average (%) / Sector
8.32 / 581.17
  ROE Change Average (%) / Sector
-8.57 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
1.49 / 2.41
  Dividend Average (%) / Sector
2.00 / 46.24
  Dividend Change Average (%) / Sector
-8.55 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:49
  Symbol FBNC
  Name FIRST BANCORP
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 41.37 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 2,605.75 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 205 SE Broad Street, Southern Pines, NC, United States, 28387

Phone: 910 246 2500

Website: https://localfirstbank.com

Employees: 1,396

Sector: Financial Services >> Banks - Regional

Description: First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
1
1
1
Buy
1
1
1
Hold
3
3
3
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 3.60
Buy 3.60
Buy 3.60
Target Price
USD 66.50
USD 66.35
USD 68.80

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

FBNC (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

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FBNC
FBNC
USD 62.87 (-0.17%)
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