What is FFBC's P/E ratio?

FIRST FINANCIAL BANCORP (FFBC) currently trades at a P/E ratio of 12.43.

FIRST FINANCIAL BANCORP reports a Return on Equity (ROE) of 9.55%.

What is FFBC's dividend yield?

FIRST FINANCIAL BANCORP offers a dividend yield of 2.96%.

What is FFBC's Quality Score?

Our AI rates FFBC's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FFBC?

Our AI Timing Score for FFBC is 67 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FFBC belong to?

FIRST FINANCIAL BANCORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

FFBC (NASDAQ) Stock Analysis | FIRST FINANCIAL BANCORP

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-06-30)

FFBC AI Analysis Summary

Our AI summary for FFBC: FIRST FINANCIAL BANCORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 12.43, ROE of 9.55%, a dividend yield of 2.96%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 67/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FFBC

FIRST FINANCIAL BANCORP

USD 33.83

0.04 (0.12%) Day Change

Watchlist Portfolio Compare Chart

12.43

P/E

0.19

D/E

9.6%

ROE

1.3%

ROA

2.96%

Div Yield

2.14

PEG

Data partially updated

FIRST FINANCIAL BANCORP
TYPE: STOCK
MARKET: NASDAQ

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USD 33.83 Price 0.04 (0.12%) Day Change	NEWS SCORE: 94

FFBC, the overall quality is not good ( Quality = 38) and the timing to buy is ...(Sign In to See)...

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38 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

48%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	94
Magic Formula Rank by ROA	2005
Magic Formula Rank by ROE	2005
Magic Formula Rank by ROIC	2119
Price	33.83
PBV / Sector	1.19 / 1.42 GREAT
Earning Per Share	2.72

PE / Sector	12.43 / 13.75 GOOD
PEG or PE/Growth / Sector	2.14 / 0.61
Average 1M Daily Value	41.10 M GREAT
Average 1W Daily Value	31.69 M GREAT

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

56%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

68%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	21.41 / 20.62 GREAT
NPM Average (%) / Sector	22.28 / 19,963.58 GREAT
NPM Change Average (%) / Sector	-5.69 / -8.42
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.27 / 1,268.52
ROA Average (%) / Sector	1.29 / 254.57
ROA Change Average (%) / Sector	0.43 / 44,002.31
ROE (%) / Sector	9.55 / 2,865.19
ROE Average (%) / Sector	10.02 / 581.17
ROE Change Average (%) / Sector	-2.30 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	2.96 / 2.41
Dividend Average (%) / Sector	3.82 / 46.24
Dividend Change Average (%) / Sector	-8.19 / -0.26

Registration Details

Analyze Date	2026-08-01 07:59:50
Symbol	FFBC
Name	FIRST FINANCIAL BANCORP
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	104.93 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	3,545.56 / 6,970.30

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 255 East Fifth Street, Cincinnati, OH, United States, 45202

Phone: 877-322-9530

Website: https://www.bankatfirst.com

Employees: 2,371

Sector: Financial Services >> Banks - Regional

Description: First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.