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FSBC (NASDAQ) Stock Analysis | FIVE STAR BANCORP – Deepscope
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FSBC Stock Analysis — FIVE STAR BANCORP (Financial Services >> Banks - Regional)

FSBC FAQ

What is FSBC's P/E ratio?

FIVE STAR BANCORP (FSBC) currently trades at a P/E ratio of 14.02.

What is FSBC's ROE?

FIVE STAR BANCORP reports a Return on Equity (ROE) of 15.20%.

What is FSBC's dividend yield?

FIVE STAR BANCORP offers a dividend yield of 2.00%.

What is FSBC's Quality Score?

Our AI rates FSBC's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FSBC?

Our AI Timing Score for FSBC is 66 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FSBC belong to?

FIVE STAR BANCORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

FSBC AI Analysis Summary

Our AI summary for FSBC: FIVE STAR BANCORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 14.02, ROE of 15.20%, a dividend yield of 2.00%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 66/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FSBC

FIVE STAR BANCORP
USD 47.19
-0.05 (-0.11%) Day Change
14.02
P/E
10.35
D/E
15.2%
ROE
1.3%
ROA
2.00%
Div Yield
2.64
PEG
USD 47.19
Price
-0.05 (-0.11%)
Day Change
NEWS SCORE: 94

FSBC, the overall quality is not good ( Quality = 46) and the timing to buy is ...(Sign In to See)...

46

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
D/E ratio is relatively high

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not good , and ability to make profit is very good , ...

Quality Factors 44%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 94
  Magic Formula Rank by ROA
2127
  Magic Formula Rank by ROE
2127
  Magic Formula Rank by ROIC
2268
  Price 47.19
  PBV / Sector
2.13 / 1.42
  Earning Per Share 3.37
  PE / Sector
14.02 / 13.75
  PEG or PE/Growth / Sector
2.64 / 0.61
  Average 1M Daily Value
10.35 M
GREAT
  Average 1W Daily Value
8.91 M
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 41%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 81%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
25.88 / 20.62
GREAT
  NPM Average (%) / Sector
148.65 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
394.68 / -8.42
GREAT
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.34 / 1,268.52
  ROA Average (%) / Sector
1.30 / 254.57
  ROA Change Average (%) / Sector
-0.29 / 44,002.31
  ROE (%) / Sector
15.20 / 2,865.19
  ROE Average (%) / Sector
14.99 / 581.17
  ROE Change Average (%) / Sector
-1.70 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
2.00 / 2.41
  Dividend Average (%) / Sector
2.50 / 46.24
  Dividend Change Average (%) / Sector
-3.39 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:52
  Symbol FSBC
  Name FIVE STAR BANCORP
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 21.38 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 1,009.81 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670

Phone: 916 626 5000

Website: https://www.fivestarbank.com

Employees: 233

Sector: Financial Services >> Banks - Regional

Description: Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
2
2
2
Buy
1
1
1
Hold
1
1
1
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 4.25
Buy 4.25
Buy 4.25
Target Price
USD 44.30
USD 46.00
USD 51.00

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

FSBC (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

News

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FSBC
FSBC
USD 47.19 (-0.11%)
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