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FUSB (NASDAQ) Stock Analysis | FIRST US BANCSHARES INC – Deepscope
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FUSB Stock Analysis — FIRST US BANCSHARES INC (Financial Services >> Banks - Regional)

FUSB FAQ

What is FUSB's P/E ratio?

FIRST US BANCSHARES INC (FUSB) currently trades at a P/E ratio of 11.97.

What is FUSB's ROE?

FIRST US BANCSHARES INC reports a Return on Equity (ROE) of 7.44%.

What is FUSB's dividend yield?

FIRST US BANCSHARES INC offers a dividend yield of 0.00%.

What is FUSB's Quality Score?

Our AI rates FUSB's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy FUSB?

Our AI Timing Score for FUSB is 5 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does FUSB belong to?

FIRST US BANCSHARES INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

FUSB AI Analysis Summary

Our AI summary for FUSB: FIRST US BANCSHARES INC (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 11.97, ROE of 7.44%, a dividend yield of 0.00%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 5/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

FUSB

FIRST US BANCSHARES INC
USD 16.50
-0.33 (-1.96%) Day Change
11.97
P/E
0.24
D/E
7.4%
ROE
0.7%
ROA
0.00%
Div Yield
74.84
PEG

FIRST US BANCSHARES INC
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 16.50
Price
-0.33 (-1.96%)
Day Change
NEWS SCORE: 96

FUSB, the overall quality is not good ( Quality = 38) and the timing to buy is ...(Sign In to See)...

38

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors 51%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 96
  Magic Formula Rank by ROA
2279
  Magic Formula Rank by ROE
2279
  Magic Formula Rank by ROIC
2330
  Price 16.50
  PBV / Sector
0.89 / 1.42
GREAT
  Earning Per Share 1.38
  PE / Sector
11.97 / 13.75
GOOD
  PEG or PE/Growth / Sector
74.84 / 0.61
  Average 1M Daily Value
0.07 M
GREAT
  Average 1W Daily Value
0.07 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 60%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
12.52 / 20.62
  NPM Average (%) / Sector
13.17 / 19,963.58
GOOD
  NPM Change Average (%) / Sector
-2.83 / -8.42
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
0.68 / 1,268.52
  ROA Average (%) / Sector
0.68 / 254.57
  ROA Change Average (%) / Sector
2.18 / 44,002.31
  ROE (%) / Sector
7.44 / 2,865.19
  ROE Average (%) / Sector
7.77 / 581.17
  ROE Change Average (%) / Sector
1.08 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 41%
X
  Dividend (%) / Sector
N/A / 2.41
  Dividend Average (%) / Sector
1.89 / 46.24
  Dividend Change Average (%) / Sector
6.04 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:53
  Symbol FUSB
  Name FIRST US BANCSHARES INC
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 5.52 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 92.95 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 3291 U.S. Highway 280, Birmingham, AL, United States, 35243

Phone: 205 582 1200

Website: https://www.fusb.com

Employees: 153

Sector: Financial Services >> Banks - Regional

Description: First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

ME vs SECTOR Financial Services >> Banks - Regional

FUSB (ME)
Sector Peers
Bubble size = Market Cap

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Financial Services › Banks - Regional

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FUSB
FUSB
USD 16.50 (-1.96%)
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