Web Analytics
GABC (NASDAQ) Stock Analysis | GERMAN AMERICAN BANCORP INC – Deepscope
MARKET

Select Market Data Region

GABC Stock Analysis — GERMAN AMERICAN BANCORP INC (Financial Services >> Banks - Regional)

GABC FAQ

What is GABC's P/E ratio?

GERMAN AMERICAN BANCORP INC (GABC) currently trades at a P/E ratio of 13.52.

What is GABC's ROE?

GERMAN AMERICAN BANCORP INC reports a Return on Equity (ROE) of 11.73%.

What is GABC's dividend yield?

GERMAN AMERICAN BANCORP INC offers a dividend yield of 2.38%.

What is GABC's Quality Score?

Our AI rates GABC's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy GABC?

Our AI Timing Score for GABC is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does GABC belong to?

GERMAN AMERICAN BANCORP INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

GABC AI Analysis Summary

Our AI summary for GABC: GERMAN AMERICAN BANCORP INC (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 13.52, ROE of 11.73%, a dividend yield of 2.38%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

GABC

GERMAN AMERICAN BANCORP INC
USD 50.88
-0.23 (-0.45%) Day Change
13.52
P/E
5.97
D/E
11.7%
ROE
1.7%
ROA
2.38%
Div Yield
3.98
PEG

GERMAN AMERICAN BANCORP INC
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 50.88
Price
-0.23 (-0.45%)
Day Change
NEWS SCORE: 99

GABC, the overall quality is not good ( Quality = 46) but the timing to buy is ...(Sign In to See)...

46

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
Sign in to see timing analysis
Unlock timing signals and detailed reasons
Sign in free

In details, quality factors are not good , financial health is not good , and ability to make profit is good , ...

Quality Factors 48%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2070
  Magic Formula Rank by ROE
2070
  Magic Formula Rank by ROIC
2236
  Price 50.88
  PBV / Sector
1.59 / 1.42
GOOD
  Earning Per Share 3.76
  PE / Sector
13.52 / 13.75
  PEG or PE/Growth / Sector
3.98 / 0.61
  Average 1M Daily Value
8.16 M
  Average 1W Daily Value
10.79 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 45%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 70%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
28.24 / 20.62
GREAT
  NPM Average (%) / Sector
26.89 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
-0.17 / -8.42
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.68 / 1,268.52
  ROA Average (%) / Sector
1.42 / 254.57
  ROA Change Average (%) / Sector
6.66 / 44,002.31
  ROE (%) / Sector
11.73 / 2,865.19
  ROE Average (%) / Sector
12.15 / 581.17
  ROE Change Average (%) / Sector
-4.36 / 7,372.49
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
2.38 / 2.41
  Dividend Average (%) / Sector
2.83 / 46.24
  Dividend Change Average (%) / Sector
-1.90 / -0.26
Registration Details
X
  Analyze Date 2026-08-01 07:59:53
  Symbol GABC
  Name GERMAN AMERICAN BANCORP INC
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 37.58 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 1,920.55 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 711 Main Street, Jasper, IN, United States, 47546

Phone: 812 482 1314

Website: https://germanamerican.com

Employees: 984

Sector: Financial Services >> Banks - Regional

Description: German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. It also offers demand deposits, savings, interest-bearing checking, money market accounts, and certificates of deposit; home equity and credit card loans; and wealth advisory and trust services. The company was founded in 1910 and is based in Jasper, Indiana.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
2
2
2
Buy
1
1
1
Hold
3
2
2
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 3.83
Buy 4.00
Buy 4.00
Target Price
USD 49.60
USD 49.40
USD 54.80

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

GABC (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

News

Smart picks. Just WOW stocks/funds/ETFs. No noise like other tools.
GABC
GABC
USD 50.88 (-0.45%)
+ Watch + Port Chart