What is MBIN's P/E ratio?

MERCHANTS BANCORP (MBIN) currently trades at a P/E ratio of 9.46.

MERCHANTS BANCORP reports a Return on Equity (ROE) of 11.22%.

What is MBIN's dividend yield?

MERCHANTS BANCORP offers a dividend yield of 0.36%.

What is MBIN's Quality Score?

Our AI rates MBIN's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy MBIN?

Our AI Timing Score for MBIN is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does MBIN belong to?

MERCHANTS BANCORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

MBIN (NASDAQ) Stock Analysis | MERCHANTS BANCORP

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-06-30)

MBIN AI Analysis Summary

Our AI summary for MBIN: MERCHANTS BANCORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 9.46, ROE of 11.22%, a dividend yield of 0.36%. Its financial Quality Score stands at 31/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

MBIN

MERCHANTS BANCORP

US:NASDAQ STOCK Financial Services >> Banks - Regional

USD 55.18

-0.33 (-0.59%) Day Change

Watchlist Portfolio Compare Chart

9.46

P/E

7.87

D/E

11.2%

ROE

1.3%

ROA

0.36%

Div Yield

Data partially updated

MERCHANTS BANCORP
TYPE: STOCK
MARKET: NASDAQ

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USD 55.18 Price -0.33 (-0.59%) Day Change	NEWS SCORE: N/A

MBIN, the overall quality is not good ( Quality = 31) but the timing to buy is ...(Sign In to See)...

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31 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Quality Factors

48%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	N/A
Magic Formula Rank by ROA	1730
Magic Formula Rank by ROE	1730
Magic Formula Rank by ROIC	1562
Price	55.18
PBV / Sector	1.06 / 1.42 GREAT
Earning Per Share	5.83

PE / Sector	9.46 / 13.75 GREAT
PEG or PE/Growth / Sector	N/A / 0.61
Average 1M Daily Value	8.36 M
Average 1W Daily Value	11.96 M GREAT

Timing Factors

85%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

41%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

64%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	21.27 / 20.62 GREAT
NPM Average (%) / Sector	23.88 / 19,963.58 GREAT
NPM Change Average (%) / Sector	-9.07 / -8.42
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.27 / 1,268.52
ROA Average (%) / Sector	1.50 / 254.57
ROA Change Average (%) / Sector	-5.88 / 44,002.31
ROE (%) / Sector	11.22 / 2,865.19
ROE Average (%) / Sector	13.31 / 581.17
ROE Change Average (%) / Sector	-4.95 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

12%

Dividend (%) / Sector	0.36 / 2.41
Dividend Average (%) / Sector	0.90 / 46.24
Dividend Change Average (%) / Sector	-14.27 / -0.26

Registration Details

Analyze Date	2026-08-01 08:00:09
Symbol	MBIN
Name	MERCHANTS BANCORP
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	45.94 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	2,541.15 / 6,970.30

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 410 Monon Boulevard, Carmel, IN, United States, 46032

Phone: 317 569 7420

Website: https://bankmerchants.com

Employees: 735

Sector: Financial Services >> Banks - Regional

Description: Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for housing development and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.