What is OPBK's P/E ratio?

OP BANCORP (OPBK) currently trades at a P/E ratio of 8.10.

OP BANCORP reports a Return on Equity (ROE) of 12.14%.

What is OPBK's dividend yield?

OP BANCORP offers a dividend yield of 3.17%.

What is OPBK's Quality Score?

Our AI rates OPBK's overall financial quality at 31 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy OPBK?

Our AI Timing Score for OPBK is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does OPBK belong to?

OP BANCORP is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

OPBK (NASDAQ) Stock Analysis | OP BANCORP

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-06-30)

OPBK AI Analysis Summary

Our AI summary for OPBK: OP BANCORP (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 8.10, ROE of 12.14%, a dividend yield of 3.17%. Its financial Quality Score stands at 31/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

OPBK

OP BANCORP

USD 15.60

-0.16 (-1.02%) Day Change

Watchlist Portfolio Compare Chart

8.10

P/E

10.50

D/E

12.1%

ROE

1.1%

ROA

3.17%

Div Yield

-1.47

PEG

Data partially updated

OP BANCORP
TYPE: STOCK
MARKET: NASDAQ

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USD 15.60 Price -0.16 (-1.02%) Day Change	NEWS SCORE: 89

OPBK, the overall quality is not good ( Quality = 31) but the timing to buy is ...(Sign In to See)...

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31 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria
D/E ratio is relatively high

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors

50%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	89
Magic Formula Rank by ROA	1704
Magic Formula Rank by ROE	1704
Magic Formula Rank by ROIC	1852
Price	15.60
PBV / Sector	0.98 / 1.42 GREAT
Earning Per Share	1.93

PE / Sector	8.10 / 13.75 GREAT
PEG or PE/Growth / Sector	-1.47 / 0.61
Average 1M Daily Value	0.63 M GREAT
Average 1W Daily Value	0.92 M GREAT

Timing Factors

71%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

37%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

64%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	16.87 / 20.62 GOOD
NPM Average (%) / Sector	19.00 / 19,963.58 GREAT
NPM Change Average (%) / Sector	-11.06 / -8.42
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.06 / 1,268.52
ROA Average (%) / Sector	1.12 / 254.57
ROA Change Average (%) / Sector	-8.06 / 44,002.31
ROE (%) / Sector	12.14 / 2,865.19
ROE Average (%) / Sector	12.98 / 581.17
ROE Change Average (%) / Sector	-8.47 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

33%

Dividend (%) / Sector	3.17 / 2.41 GOOD
Dividend Average (%) / Sector	3.81 / 46.24
Dividend Change Average (%) / Sector	-6.86 / -0.26

Registration Details

Analyze Date	2026-08-01 08:00:17
Symbol	OPBK
Name	OP BANCORP
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	14.89 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	234.73 / 6,970.30

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1000 Wilshire Boulevard, Los Angeles, CA, United States, 90017

Phone: 213 892 9999

Website: https://www.myopenbank.com

Employees: 249

Sector: Financial Services >> Banks - Regional

Description: OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.