What is PGY's P/E ratio?

Pagaya Technologies LTD. (PGY) currently trades at a P/E ratio of 14.93.

Pagaya Technologies LTD. reports a Return on Equity (ROE) of 18.55%.

What is PGY's dividend yield?

Pagaya Technologies LTD. offers a dividend yield of 0.00%.

What is PGY's Quality Score?

Our AI rates PGY's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy PGY?

Our AI Timing Score for PGY is 96 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does PGY belong to?

Pagaya Technologies LTD. is classified under the Technology >> Software - Infrastructure sector on the NASDAQ exchange

Pagaya Technologies LTD. (PGY) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

PGY AI Analysis Summary

Our AI summary for PGY: Pagaya Technologies LTD. (NASDAQ), Technology >> Software - Infrastructure sector. The stock currently trades at a P/E of 14.93, ROE of 18.55%, a dividend yield of 0.00%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 96/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

PGY

Pagaya Technologies LTD.

US:NASDAQ STOCK Technology >> Software - Infrastructure News 99

USD 19.27

1.63 (9.24%) Day Change

Watchlist Portfolio Compare Chart

14.93

P/E

1.75

D/E

18.6%

ROE

6.0%

ROA

0.00%

Div Yield

-1.76

PEG

PAGAYA TECHNOLOGIES LTD.
TYPE: STOCK
MARKET: NASDAQ

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USD 19.27 Price 1.63 (9.24%) Day Change	NEWS SCORE: 99

PGY, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: Historical ROE is relatively low
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is not quite good , ...

Quality Factors

52%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	1094
Magic Formula Rank by ROE	1094
Magic Formula Rank by ROIC	414
Price	19.27
PBV / Sector	2.45 / 5.27
Earning Per Share	1.29

PE / Sector	14.93 / 44.56
PEG or PE/Growth / Sector	-1.76 / -4.53
Average 1M Daily Value	52.55 M
Average 1W Daily Value	75.17 M

Timing Factors

85%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

39%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

58%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	7.57 / 35.75
NPM Average (%) / Sector	-17.33 / 8.80
NPM Change Average (%) / Sector	-5.17 / 174.67
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	5.96 / 21.69
ROA Average (%) / Sector	-11.89 / 2.73
ROA Change Average (%) / Sector	6.36 / 0.52
ROE (%) / Sector	18.55 / 49.96
ROE Average (%) / Sector	-33.00 / 31.82
ROE Change Average (%) / Sector	68.35 / 114.47 GREAT
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 0.74
Dividend Average (%) / Sector	N/A / 5.95
Dividend Change Average (%) / Sector	N/A / 9.82

Registration Details

Analyze Date	2026-08-01 08:00:19
Symbol	PGY
Name	PAGAYA TECHNOLOGIES LTD.
Sector	Technology >> Software - Infrastructure
Market	NASDAQ
Listed Shares	71.81 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	1,465.83 / 64,239.50

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 335 Madison Ave, New York, NY, United States, 10017

Phone: 646 710 7714

Website: https://pagaya.com

Employees: 511

Sector: Technology >> Software - Infrastructure

Description: Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.