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Pagaya Technologies LTD. (PGY) Stock Price
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PGY Stock Price & Analysis — Pagaya Technologies LTD. (Technology >> Software - Infrastructure)

PGY FAQ

What is PGY's P/E ratio?

Pagaya Technologies LTD. (PGY) currently trades at a P/E ratio of 12.68.

What is PGY's ROE?

Pagaya Technologies LTD. reports a Return on Equity (ROE) of 21.34%.

What is PGY's dividend yield?

Pagaya Technologies LTD. offers a dividend yield of 0.00%.

What is PGY's Quality Score?

Our AI rates PGY's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy PGY?

Our AI Timing Score for PGY is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does PGY belong to?

Pagaya Technologies LTD. is classified under the Technology >> Software - Infrastructure sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-08-03 | FS: 2026-06-30)

PGY AI Analysis Summary

Our AI summary for PGY: Pagaya Technologies LTD. (NASDAQ), Technology >> Software - Infrastructure sector. The stock currently trades at a P/E of 12.68, ROE of 21.34%, a dividend yield of 0.00%. Its financial Quality Score stands at 62/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

PGY

Pagaya Technologies LTD.
USD 22.24
2.97 (15.39%) Day Change
12.68
P/E
1.47
D/E
21.3%
ROE
7.5%
ROA
0.00%
Div Yield
-1.49
PEG
USD 22.24
Price
2.97 (15.39%)
Day Change
NEWS SCORE: 99

PGY, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...

62

QUALITY

Signal
NEUTRAL
Signal Description
Company financial health is OK
Reason
Historical ROE is relatively low
ROA is too relatively low compare to ROE
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors 52%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
899
  Magic Formula Rank by ROE
899
  Magic Formula Rank by ROIC
313
  Price 22.24
  PBV / Sector
2.37 / 25.39
  Earning Per Share 1.75
  PE / Sector
12.68 / 45.27
GOOD
  PEG or PE/Growth / Sector
-1.49 / -4.18
  Average 1M Daily Value
56.91 M
  Average 1W Daily Value
98.78 M
Timing Factors 100%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 41%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 62%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
9.57 / 35.78
  NPM Average (%) / Sector
-16.93 / 8.88
  NPM Change Average (%) / Sector
2.56 / 175.62
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
7.49 / 21.71
  ROA Average (%) / Sector
-11.58 / 2.74
  ROA Change Average (%) / Sector
13.65 / 1.59
GOOD
  ROE (%) / Sector
21.34 / 217.24
GOOD
  ROE Average (%) / Sector
-32.44 / 65.33
  ROE Change Average (%) / Sector
72.47 / 125.66
GREAT
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 4%
X
  Dividend (%) / Sector
N/A / 0.75
  Dividend Average (%) / Sector
N/A / 5.95
  Dividend Change Average (%) / Sector
N/A / 9.77
Registration Details
X
  Analyze Date 2026-08-04 08:02:00
  Symbol PGY
  Name PAGAYA TECHNOLOGIES LTD.
  Sector Technology >> Software - Infrastructure
  Market NASDAQ
  Listed Shares 72.14 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 1,607.62 / 67,081.31
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 335 Madison Ave, New York, NY, United States, 10017

Phone: 646 710 7714

Website: https://pagaya.com

Employees: 493

Sector: Technology >> Software - Infrastructure

Description: Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
7
7
7
Buy
2
2
2
Hold
1
1
1
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Strong Buy 4.60
Strong Buy 4.60
Strong Buy 4.60
Target Price
USD 26.40
USD 26.90
USD 28.50

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Technology >> Software - Infrastructure

PGY (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Technology › Software - Infrastructure

Analysed on the same criteria, ordered by market cap

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PGY
PGY
USD 22.24 (15.39%)
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