What is REFI's P/E ratio?

Chicago Atlantic Real Estate Finance Inc (REFI) currently trades at a P/E ratio of 6.79.

Chicago Atlantic Real Estate Finance Inc reports a Return on Equity (ROE) of 10.15%.

What is REFI's dividend yield?

Chicago Atlantic Real Estate Finance Inc offers a dividend yield of 19.05%.

What is REFI's Quality Score?

Our AI rates REFI's overall financial quality at 69 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy REFI?

Our AI Timing Score for REFI is 26 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does REFI belong to?

Chicago Atlantic Real Estate Finance Inc is classified under the Real Estate >> REIT - Mortgage sector on the NASDAQ exchange

Chicago Atlantic Real Estate Finance Inc (REFI) Stock Price

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

REFI AI Analysis Summary

Our AI summary for REFI: Chicago Atlantic Real Estate Finance Inc (NASDAQ), Real Estate >> REIT - Mortgage sector. The stock currently trades at a P/E of 6.79, ROE of 10.15%, a dividend yield of 19.05%. Its financial Quality Score stands at 69/100 — mid-range fundamentals relative to the market. The AI Timing Score is 26/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

This stock is on the high dividend list — 19.05% yield, paid three years running

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REFI

Chicago Atlantic Real Estate Finance Inc

USD 9.76

-0.06 (-0.61%) Day Change

Watchlist Portfolio Compare Chart

6.79

P/E

0.38

D/E

10.2%

ROE

7.1%

ROA

19.05%

Div Yield

CHICAGO ATLANTIC REAL ESTATE FINANCE INC
TYPE: STOCK
MARKET: NASDAQ

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USD 9.76 Price -0.06 (-0.61%) Day Change	NEWS SCORE: 99

REFI, the overall quality is ok ( Quality = 69) and the timing to buy is ...(Sign In to See)...

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69 QUALITY

Signal: NEUTRAL

Signal Description: Company financial health is OK

Reason: ROE is relatively low.
Acceleration of ROE growth rate is below our criteria.
Acceleration of ROA growth rate is below our criteria.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors

51%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	280
Magic Formula Rank by ROE	280
Magic Formula Rank by ROIC	742
Price	9.76
PBV / Sector	0.69 / 0.65 GREAT
Earning Per Share	1.44

PE / Sector	6.79 / 10.00 GREAT
PEG or PE/Growth / Sector	N/A / -1.55
Average 1M Daily Value	1.56 M GREAT
Average 1W Daily Value	1.42 M GREAT

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

45%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

64%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	51.77 / 27.04 GREAT
NPM Average (%) / Sector	62.02 / -10.32 GREAT
NPM Change Average (%) / Sector	-5.65 / -62.74
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	7.07 / 1.60
ROA Average (%) / Sector	8.85 / 1.08
ROA Change Average (%) / Sector	-5.88 / -60.04
ROE (%) / Sector	10.15 / 8.77
ROE Average (%) / Sector	12.06 / 3.70
ROE Change Average (%) / Sector	-3.75 / -60.05
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

70%

Dividend (%) / Sector	19.05 / 11.94 GREAT
Dividend Average (%) / Sector	17.66 / 16.80 GREAT
Dividend Change Average (%) / Sector	-1.23 / -9.81

Registration Details

Analyze Date	2026-08-01 08:00:24
Symbol	REFI
Name	CHICAGO ATLANTIC REAL ESTATE FINANCE INC
Sector	Real Estate >> REIT - Mortgage
Market	NASDAQ
Listed Shares	21.31 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	209.31 / 2,129.30

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1680 Michigan Avenue, Miami Beach, FL, United States, 33139

Phone: 312 625 9295

Website: https://www.refi.reit

Sector: Real Estate >> REIT - Mortgage

Description: Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. It engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. The company's loan portfolio is comprised of senior loans to state-licensed operators in the cannabis industry. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is based in Miami Beach, Florida.