What is SSBI's P/E ratio?

SUMMIT STATE BANK (SSBI) currently trades at a P/E ratio of 15.35.

SUMMIT STATE BANK reports a Return on Equity (ROE) of 5.82%.

What is SSBI's dividend yield?

SUMMIT STATE BANK offers a dividend yield of 0.00%.

What is SSBI's Deepscope Quality Score?

Deepscope rates SSBI's overall financial quality at 23 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy SSBI?

Deepscope's AI Timing Score for SSBI is 3 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does SSBI belong to?

SUMMIT STATE BANK is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange.

SSBI (NASDAQ) Stock Analysis | SUMMIT STATE BANK

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-04 | FS: 2026-03-31)

SSBI

SUMMIT STATE BANK

USD 13.36

-0.19 (-1.40%) Day Change

Watchlist Portfolio Compare Chart

15.35

P/E

0.06

D/E

5.8%

ROE

0.6%

ROA

0.00%

Div Yield

-0.11

PEG

SUMMIT STATE BANK
TYPE: STOCK
MARKET: NASDAQ

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USD 13.36 Price -0.19 (-1.40%) Day Change	NEWS SCORE: 94

SSBI, the overall quality is not good ( Quality = 23) and the timing to buy is ...(Sign In to See)...

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23 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is not quite good , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	94
Magic Formula Rank by ROA	2528
Magic Formula Rank by ROE	2528
Magic Formula Rank by ROIC	2618
Price	13.36
PBV / Sector	0.89 / 1.13 GREAT
Earning Per Share	0.87

PE / Sector	15.35 / 12.67
PEG or PE/Growth / Sector	-0.11 / 0.63
Average 1M Daily Value	0.06 M GREAT
Average 1W Daily Value	0.05 M GREAT

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

45%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

56%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	10.18 / 18.84
NPM Average (%) / Sector	12.36 / 19,649.46 GOOD
NPM Change Average (%) / Sector	-117.10 / -14.38
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.60 / 1.13
ROA Average (%) / Sector	0.67 / 1.09
ROA Change Average (%) / Sector	-115.21 / -15.55
ROE (%) / Sector	5.82 / 10.39
ROE Average (%) / Sector	7.64 / 10.17
ROE Change Average (%) / Sector	-110.93 / -12.58
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

41%

Dividend (%) / Sector	N/A / 2.74
Dividend Average (%) / Sector	3.64 / 3.76
Dividend Change Average (%) / Sector	7.73 / 2.74

Registration Details

Analyze Date	2026-06-05 09:11:53
Symbol	SSBI
Name	SUMMIT STATE BANK
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	6.77 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	91.75 / 5,868.84

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 500 Bicentennial Way, Santa Rosa, CA, United States, 95403

Phone: 707 568 6000

Website: https://summitstatebank.com

Employees: 103

Sector: Financial Services >> Banks - Regional

Description: Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.