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SSBI Stock Analysis — SUMMIT STATE BANK (Financial Services >> Banks - Regional)
SSBI FAQ
What is SSBI's P/E ratio?
SUMMIT STATE BANK (SSBI) currently trades at a P/E ratio of 23.76.
What is SSBI's ROE?
SUMMIT STATE BANK reports a Return on Equity (ROE) of 2.22%.
What is SSBI's dividend yield?
SUMMIT STATE BANK offers a dividend yield of 0.00%.
What is SSBI's Quality Score?
Our AI rates SSBI's overall financial quality at 8 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy SSBI?
Our AI Timing Score for SSBI is 26 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does SSBI belong to?
SUMMIT STATE BANK is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange
SSBI AI Analysis Summary
Our AI summary for SSBI: SUMMIT STATE BANK (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 23.76, ROE of 2.22%, a dividend yield of 0.00%. Its financial Quality Score stands at 8/100 — fundamentals below the market average. The AI Timing Score is 26/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
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USD 12.39
Price
-0.11
(-0.84%)
Day Change
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SSBI, the overall quality is not good ( Quality = 8) and the timing to buy is ...(Sign In to See)...
Loading chart...
- Signal
- UNDERPERFORM
- Signal Description
- Company financial health is Not Good
- Reason
-
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
ROE is decreasing significantly
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not good , financial health is not good , and ability to make profit is not quite good , ...
| Quality Factors |
|
47% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | 94 |
| Magic Formula Rank by ROA |
2765
|
| Magic Formula Rank by ROE |
2765
|
| Magic Formula Rank by ROIC |
2823
|
| Price | 12.39 |
| PBV / Sector |
0.83 / 1.42
GREAT
|
| Earning Per Share | 0.33 |
| PE / Sector |
23.76 / 13.75
|
| PEG or PE/Growth / Sector |
-0.16 / 0.61
|
| Average 1M Daily Value |
0.08 M
GREAT
|
| Average 1W Daily Value |
0.15 M
GREAT
|
| Timing Factors |
|
28% |
| Financial Health |
|
37% |
| Ability to Make Profit |
|
56% |
| Return to Investors |
|
41% |
| Registration Details |
| Analyze Date | 2026-08-01 08:00:31 |
| Symbol | SSBI |
| Name | SUMMIT STATE BANK |
| Sector | Financial Services >> Banks - Regional |
| Market | NASDAQ |
| Listed Shares | 6.77 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 84.55 / 6,970.30 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: 500 Bicentennial Way, Santa Rosa, CA, United States, 95403
Phone: 707 568 6000
Website: https://summitstatebank.com
Employees: 103
Description: Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
ME vs SECTOR Financial Services >> Banks - Regional
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