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OPHC Stock Price & Analysis — Optimumbank Holdings, Inc. (Financial Services >> Banks - Regional)
OPHC FAQ
What is OPHC's P/E ratio?
Optimumbank Holdings, Inc. (OPHC) currently trades at a P/E ratio of 5.53.
What is OPHC's ROE?
Optimumbank Holdings, Inc. reports a Return on Equity (ROE) of 15.25%.
What is OPHC's dividend yield?
Optimumbank Holdings, Inc. offers a dividend yield of 0.00%.
What is OPHC's Quality Score?
Our AI rates OPHC's overall financial quality at 77 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy OPHC?
Our AI Timing Score for OPHC is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does OPHC belong to?
Optimumbank Holdings, Inc. is classified under the Financial Services >> Banks - Regional sector on the NYSE MKT exchange
OPHC AI Analysis Summary
Our AI summary for OPHC: Optimumbank Holdings, Inc. (NYSE MKT), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 5.53, ROE of 15.25%, a dividend yield of 0.00%. Its financial Quality Score stands at 77/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
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USD 9.00
Price
-0.23
(-2.49%)
Day Change
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OPHC, the overall quality is good ( Quality = 77) and the timing to buy is ...(Sign In to See)...
Loading chart...
- Signal
- OUTPERFORM
- Signal Description
- Company financial health is Good
- Reason
-
ROA is relatively low.
Historical ROA is relatively low.
Historical ROA is relatively low.
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is very good , ...
| Quality Factors |
|
58% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | 94 |
| Magic Formula Rank by ROA |
1271
|
| Magic Formula Rank by ROE |
1271
|
| Magic Formula Rank by ROIC |
1470
|
| Price | 9.00 |
| PBV / Sector |
0.84 / 1.34
GREAT
|
| Earning Per Share | 1.63 |
| PE / Sector |
5.53 / 13.69
GREAT
|
| PEG or PE/Growth / Sector |
0.20 / 0.01
GREAT
|
| Average 1M Daily Value |
0.96 M
GREAT
|
| Average 1W Daily Value |
2.70 M
GREAT
|
| Timing Factors |
|
85% |
| Financial Health |
|
50% |
| Ability to Make Profit |
|
81% |
| Return to Investors |
|
4% |
| Registration Details |
| Analyze Date | 2026-08-05 08:00:38 |
| Symbol | OPHC |
| Name | OPTIMUMBANK HOLDINGS, INC. |
| Sector | Financial Services >> Banks - Regional |
| Market | NYSE MKT |
| Listed Shares | 12.27 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 113.24 / 7,069.04 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
Phone: 954 900 2800
Website: https://www.optimumbank.com
Employees: 98
Description: OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Analyst Ratings & Target Price
ME vs SECTOR Financial Services >> Banks - Regional
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