What is GHLD's P/E ratio?

GUILD HOLDINGS CO (GHLD) currently trades at a P/E ratio of 8.31.

GUILD HOLDINGS CO reports a Return on Equity (ROE) of 10.19%.

What is GHLD's dividend yield?

GUILD HOLDINGS CO offers a dividend yield of 0.00%.

What is GHLD's Quality Score?

Our AI rates GHLD's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy GHLD?

Our AI Timing Score for GHLD is 27 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does GHLD belong to?

GUILD HOLDINGS CO is classified under the Financial Services >> Mortgage Finance sector on the NYSE exchange

GHLD (NYSE) Stock Analysis | GUILD HOLDINGS CO

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2025-09-30)

GHLD AI Analysis Summary

Our AI summary for GHLD: GUILD HOLDINGS CO (NYSE), Financial Services >> Mortgage Finance sector. The stock currently trades at a P/E of 8.31, ROE of 10.19%, a dividend yield of 0.00%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 27/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

GHLD

GUILD HOLDINGS CO

USD 62.92

0.66 (1.06%) Day Change

Watchlist Portfolio Compare Chart

8.31

P/E

2.64

D/E

10.2%

ROE

2.5%

ROA

0.00%

Div Yield

-0.06

PEG

GUILD HOLDINGS CO
TYPE: STOCK
MARKET: NYSE

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USD 62.92 Price 0.66 (1.06%) Day Change	NEWS SCORE: 95

GHLD, the overall quality is not quite good ( Quality = 54) and the timing to buy is ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is ok , ...

Quality Factors

50%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	95
Magic Formula Rank by ROA	1282
Magic Formula Rank by ROE	1282
Magic Formula Rank by ROIC	1620
Price	62.92
PBV / Sector	1.01 / 1.09 GREAT
Earning Per Share	6.36

PE / Sector	8.31 / 24.98 GREAT
PEG or PE/Growth / Sector	-0.06 / 0.09
Average 1M Daily Value	3.22 M GREAT
Average 1W Daily Value	7.36 M

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

43%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

60%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	9.71 / 17.58
NPM Average (%) / Sector	11.34 / 16.72 GOOD
NPM Change Average (%) / Sector	-75.24 / -44.12
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	2.47 / 1.46
ROA Average (%) / Sector	4.01 / 1.75
ROA Change Average (%) / Sector	-81.10 / -47.88
ROE (%) / Sector	10.19 / 12.85
ROE Average (%) / Sector	14.36 / 9.08
ROE Change Average (%) / Sector	-107.70 / -54.19
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 3.36
Dividend Average (%) / Sector	N/A / 6.64
Dividend Change Average (%) / Sector	N/A / 10.51

Registration Details

Analyze Date	2026-08-01 07:59:54
Symbol	GHLD
Name	GUILD HOLDINGS CO
Sector	Financial Services >> Mortgage Finance
Market	NYSE
Listed Shares	21.94 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	1,246.12 / 6,085.53

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 5887 Copley Drive, San Diego, CA, United States, 92111

Phone: 858 560 6330

Website: https://www.guildmortgage.com

Employees: 5,270

Sector: Financial Services >> Mortgage Finance

Description: Guild Holdings Company, through its subsidiary, originates, sells, and services residential mortgage loans in the United States. The company operates in two segments, Origination and Servicing. It is involved in loan origination, and acquisition and sale activities; servicing activities, including collection and remittance of loan payments, managing borrower's impound accounts for taxes and insurance, loan payoffs, loss mitigation, and foreclosure activities. Guild Holdings Company was founded in 1960 and is headquartered in San Diego, California.