What is VEL's P/E ratio?

VELOCITY FINANCIAL LLC (VEL) currently trades at a P/E ratio of 6.33.

VELOCITY FINANCIAL LLC reports a Return on Equity (ROE) of 15.65%.

What is VEL's dividend yield?

VELOCITY FINANCIAL LLC offers a dividend yield of 0.00%.

What is VEL's Quality Score?

Our AI rates VEL's overall financial quality at 77 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy VEL?

Our AI Timing Score for VEL is 50 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does VEL belong to?

VELOCITY FINANCIAL LLC is classified under the Financial Services >> Mortgage Finance sector on the NYSE exchange

VEL (NYSE) Stock Analysis | VELOCITY FINANCIAL LLC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

VEL AI Analysis Summary

Our AI summary for VEL: VELOCITY FINANCIAL LLC (NYSE), Financial Services >> Mortgage Finance sector. The stock currently trades at a P/E of 6.33, ROE of 15.65%, a dividend yield of 0.00%. Its financial Quality Score stands at 77/100 — mid-range fundamentals relative to the market. The AI Timing Score is 50/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

VEL

VELOCITY FINANCIAL LLC

USD 17.54

0.03 (0.17%) Day Change

Watchlist Portfolio Compare Chart

6.33

P/E

9.69

D/E

15.7%

ROE

1.4%

ROA

0.00%

Div Yield

VELOCITY FINANCIAL LLC
TYPE: STOCK
MARKET: NYSE

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USD 17.54 Price 0.03 (0.17%) Day Change	NEWS SCORE: 89

VEL, the overall quality is good ( Quality = 77) but the timing to buy is ...(Sign In to See)...

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77 QUALITY

Signal: OUTPERFORM

Signal Description: Company financial health is Good

Reason: ROA is relatively low.
Historical ROA is relatively low.
Historical ROA is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not quite good , financial health is not good , and ability to make profit is good , ...

Quality Factors

54%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	89
Magic Formula Rank by ROA	1365
Magic Formula Rank by ROE	1365
Magic Formula Rank by ROIC	871
Price	17.54
PBV / Sector	0.99 / 1.09 GREAT
Earning Per Share	2.77

PE / Sector	6.33 / 24.98 GREAT
PEG or PE/Growth / Sector	N/A / 0.09
Average 1M Daily Value	1.45 M GREAT
Average 1W Daily Value	1.20 M GREAT

Timing Factors

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

37%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

79%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	15.76 / 17.58 GOOD
NPM Average (%) / Sector	19.46 / 16.72 GREAT
NPM Change Average (%) / Sector	38.17 / -44.12 GREAT
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.43 / 1.46
ROA Average (%) / Sector	1.23 / 1.75
ROA Change Average (%) / Sector	14.46 / -47.88 GOOD
ROE (%) / Sector	15.65 / 12.85
ROE Average (%) / Sector	13.01 / 9.08
ROE Change Average (%) / Sector	17.61 / -54.19 GOOD
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 3.36
Dividend Average (%) / Sector	N/A / 6.64
Dividend Change Average (%) / Sector	N/A / 10.51

Registration Details

Analyze Date	2026-08-01 08:00:39
Symbol	VEL
Name	VELOCITY FINANCIAL LLC
Sector	Financial Services >> Mortgage Finance
Market	NYSE
Listed Shares	39.26 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	687.36 / 6,085.53

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 2945 Townsgate Road, Westlake Village, CA, United States, 91361

Phone: 818 532 3700

Website: https://www.velfinance.com

Employees: 364

Sector: Financial Services >> Mortgage Finance

Description: Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California