LOANDEPOT INC reports a Return on Equity (ROE) of -38.30%.

What is LDI's dividend yield?

LOANDEPOT INC offers a dividend yield of 0.00%.

What is LDI's Quality Score?

Our AI rates LDI's overall financial quality at 0 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy LDI?

Our AI Timing Score for LDI is 26 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does LDI belong to?

LOANDEPOT INC is classified under the Financial Services >> Mortgage Finance sector on the NYSE exchange

LDI (NYSE) Stock Analysis | LOANDEPOT INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

LDI AI Analysis Summary

Our AI summary for LDI: LOANDEPOT INC (NYSE), Financial Services >> Mortgage Finance sector. The stock currently trades at a P/E of 0.00, ROE of -38.30%, a dividend yield of 0.00%. Its financial Quality Score stands at 0/100 — fundamentals below the market average. The AI Timing Score is 26/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

LDI

LOANDEPOT INC

USD 0.98

-0.02 (-1.88%) Day Change

Watchlist Portfolio Compare Chart

26.29

D/E

-38.3%

ROE

-1.1%

ROA

0.00%

Div Yield

LOANDEPOT INC
TYPE: STOCK
MARKET: NYSE

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USD 0.98 Price -0.02 (-1.88%) Day Change	NEWS SCORE: 97

LDI, the overall quality is not good ( Quality = 0) and the timing to buy is ...(Sign In to See)...

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0 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Historical ROE is relatively low
ROE is decreasing significantly
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Net profit margin is relatively low.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.
Historical net profit margin is relatively low.
D/E ratio is relatively high
D/E ratio is relatively high

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not good , and ability to make profit is not quite good , ...

Quality Factors

42%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	97
Magic Formula Rank by ROA	N/A
Magic Formula Rank by ROE	N/A
Magic Formula Rank by ROIC	N/A
Price	0.98
PBV / Sector	1.92 / 1.09
Earning Per Share	-0.12

PE / Sector	N/A / 24.98
PEG or PE/Growth / Sector	N/A / 0.09
Average 1M Daily Value	2.21 M GREAT
Average 1W Daily Value	2.86 M GREAT

Timing Factors

57%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

41%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

56%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	-5.42 / 17.58
NPM Average (%) / Sector	-9.64 / 16.72
NPM Change Average (%) / Sector	-20.67 / -44.12
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	-1.08 / 1.46
ROA Average (%) / Sector	-1.84 / 1.75
ROA Change Average (%) / Sector	-22.44 / -47.88
ROE (%) / Sector	-38.30 / 12.85
ROE Average (%) / Sector	-30.32 / 9.08
ROE Change Average (%) / Sector	23.51 / -54.19 GREAT
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

29%

Dividend (%) / Sector	N/A / 3.36
Dividend Average (%) / Sector	4.85 / 6.64 GOOD
Dividend Change Average (%) / Sector	N/A / 10.51

Registration Details

Analyze Date	2026-08-01 08:00:06
Symbol	LDI
Name	LOANDEPOT INC
Sector	Financial Services >> Mortgage Finance
Market	NYSE
Listed Shares	231.71 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	648.57 / 6,085.53

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 6561 Irvine Center Drive, Irvine, CA, United States, 92618

Phone: 888 337 6888

Website: https://www.loandepot.com

Employees: 4,695

Sector: Financial Services >> Mortgage Finance

Description: loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.