Web Analytics
PFSI (NYSE) Stock Analysis | PENNYMAC FINL SVCS INC – Deepscope
MARKET

Select Market Data Region

PFSI Stock Analysis — PENNYMAC FINL SVCS INC (Financial Services >> Mortgage Finance)

PFSI FAQ

What is PFSI's P/E ratio?

PENNYMAC FINL SVCS INC (PFSI) currently trades at a P/E ratio of 7.63.

What is PFSI's ROE?

PENNYMAC FINL SVCS INC reports a Return on Equity (ROE) of 11.91%.

What is PFSI's dividend yield?

PENNYMAC FINL SVCS INC offers a dividend yield of 0.00%.

What is PFSI's Quality Score?

Our AI rates PFSI's overall financial quality at 62 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy PFSI?

Our AI Timing Score for PFSI is 26 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does PFSI belong to?

PENNYMAC FINL SVCS INC is classified under the Financial Services >> Mortgage Finance sector on the NYSE exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

PFSI AI Analysis Summary

Our AI summary for PFSI: PENNYMAC FINL SVCS INC (NYSE), Financial Services >> Mortgage Finance sector. The stock currently trades at a P/E of 7.63, ROE of 11.91%, a dividend yield of 0.00%. Its financial Quality Score stands at 62/100 — mid-range fundamentals relative to the market. The AI Timing Score is 26/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

PFSI

PENNYMAC FINL SVCS INC
USD 75.41
-0.46 (-0.61%) Day Change
7.63
P/E
3.86
D/E
11.9%
ROE
1.7%
ROA
0.00%
Div Yield
0.22
PEG

PENNYMAC FINL SVCS INC
TYPE: STOCK
MARKET: NYSE

Compare   Watchlist   Myport
USD 75.41
Price
-0.46 (-0.61%)
Day Change
NEWS SCORE: 99

PFSI, the overall quality is ok ( Quality = 62) and the timing to buy is ...(Sign In to See)...

62

QUALITY

Signal
NEUTRAL
Signal Description
Company financial health is OK
Reason
ROE is relatively low.
ROA is relatively low.
Historical ROE is relatively low
Historical ROA is relatively low.
Historical ROA is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
Sign in to see timing analysis
Unlock timing signals and detailed reasons
Sign in free

In details, quality factors are not quite good , financial health is not good , and ability to make profit is good , ...

Quality Factors 58%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
1348
  Magic Formula Rank by ROE
1348
  Magic Formula Rank by ROIC
1192
  Price 75.41
  PBV / Sector
0.91 / 1.09
GREAT
  Earning Per Share 9.89
  PE / Sector
7.63 / 24.98
GREAT
  PEG or PE/Growth / Sector
0.22 / 0.09
GREAT
  Average 1M Daily Value
42.66 M
GREAT
  Average 1W Daily Value
75.58 M
Timing Factors 14%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 41%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 79%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
16.62 / 17.58
GOOD
  NPM Average (%) / Sector
15.69 / 16.72
GREAT
  NPM Change Average (%) / Sector
10.81 / -44.12
GOOD
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.73 / 1.46
  ROA Average (%) / Sector
1.64 / 1.75
  ROA Change Average (%) / Sector
6.75 / -47.88
  ROE (%) / Sector
11.91 / 12.85
  ROE Average (%) / Sector
9.89 / 9.08
  ROE Change Average (%) / Sector
18.55 / -54.19
GOOD
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 12%
X
  Dividend (%) / Sector
N/A / 3.36
  Dividend Average (%) / Sector
1.08 / 6.64
  Dividend Change Average (%) / Sector
-12.57 / 10.51
Registration Details
X
  Analyze Date 2026-08-01 08:00:19
  Symbol PFSI
  Name PENNYMAC FINL SVCS INC
  Sector Financial Services >> Mortgage Finance
  Market NYSE
  Listed Shares 51.92 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 3,939.54 / 6,085.53
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 3043 Townsgate Road, Westlake Village, CA, United States, 91361

Phone: 818 224 7442

Website: https://pfsi.pennymac.com

Employees: 5,650

Sector: Financial Services >> Mortgage Finance

Description: PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
4
3
3
Buy
3
3
3
Hold
2
2
2
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 4.22
Buy 4.13
Buy 4.13
Target Price
USD 123.29
USD 109.86
USD 93.86

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Mortgage Finance

PFSI (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Mortgage Finance

Analysed on the same criteria, ordered by market cap

News

Smart picks. Just WOW stocks/funds/ETFs. No noise like other tools.
PFSI
PFSI
USD 75.41 (-0.61%)
+ Watch + Port Chart