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SYF-PB (NYSE) Stock Analysis | SYNCHRONY FINANCIAL – Deepscope
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SYF-PB Stock Analysis — SYNCHRONY FINANCIAL (Financial Services >> Credit Services)

SYF-PB FAQ

What is SYF-PB's ROE?

SYNCHRONY FINANCIAL reports a Return on Equity (ROE) of 20.82%.

What is SYF-PB's dividend yield?

SYNCHRONY FINANCIAL offers a dividend yield of 4.64%.

What is SYF-PB's Quality Score?

Our AI rates SYF-PB's overall financial quality at 69 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy SYF-PB?

Our AI Timing Score for SYF-PB is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does SYF-PB belong to?

SYNCHRONY FINANCIAL is classified under the Financial Services >> Credit Services sector on the NYSE exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

SYF-PB AI Analysis Summary

Our AI summary for SYF-PB: SYNCHRONY FINANCIAL (NYSE), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 0.00, ROE of 20.82%, a dividend yield of 4.64%. Its financial Quality Score stands at 69/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

SYF-PB

SYNCHRONY FINANCIAL
USD 25.92
0.04 (0.15%) Day Change
1.23
D/E
20.8%
ROE
2.9%
ROA
4.64%
Div Yield
USD 25.92
Price
0.04 (0.15%)
Day Change
NEWS SCORE: 99

SYF-PB, the overall quality is ok ( Quality = 69) and the timing to buy is ...(Sign In to See)...

69

QUALITY

Signal
NEUTRAL
Signal Description
Company financial health is OK
Reason
Acceleration of ROE growth rate is below our criteria.
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not good , financial health is not good , and ability to make profit is ok , ...

Quality Factors 44%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
N/A
  Magic Formula Rank by ROE
N/A
  Magic Formula Rank by ROIC
N/A
  Price 25.92
  PBV / Sector
N/A / 4.67
  Earning Per Share N/A
  PE / Sector
N/A / 13.71
  PEG or PE/Growth / Sector
N/A / 0.12
  Average 1M Daily Value
0.67 M
GREAT
  Average 1W Daily Value
0.83 M
GREAT
Timing Factors 71%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 45%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 68%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
17.68 / 69.56
GOOD
  NPM Average (%) / Sector
17.78 / 32.21
GREAT
  NPM Change Average (%) / Sector
-1.89 / 23.87
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
2.89 / 5.73
  ROA Average (%) / Sector
2.72 / 4.78
  ROA Change Average (%) / Sector
4.59 / 8.81
  ROE (%) / Sector
20.82 / 25.41
GOOD
  ROE Average (%) / Sector
20.53 / 10.57
GOOD
  ROE Change Average (%) / Sector
-0.38 / 8.94
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 54%
X
  Dividend (%) / Sector
4.64 / 2.40
GOOD
  Dividend Average (%) / Sector
4.64 / 4.16
GOOD
  Dividend Change Average (%) / Sector
N/A / 18.70
Registration Details
X
  Analyze Date 2026-08-01 08:00:33
  Symbol SYF-PB
  Name SYNCHRONY FINANCIAL
  Sector Financial Services >> Credit Services
  Market NYSE
  Listed Shares 0.00
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average N/A / 43,886.28
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 777 Long Ridge Road, Stamford, CT, United States, 06902

Phone: 203 585 2400

Website: https://www.synchrony.com

Employees: 20,000

Sector: Financial Services >> Credit Services

Description: Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

ME vs SECTOR Financial Services >> Credit Services

SYF-PB (ME)
Sector Peers
Bubble size = Market Cap

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Stocks in the Same Sector

Financial Services › Credit Services

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SYF-PB
SYF-PB
USD 25.92 (0.15%)
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