What is OPRT's P/E ratio?

OPORTUN FINANCIAL CORP (OPRT) currently trades at a P/E ratio of 14.47.

OPORTUN FINANCIAL CORP reports a Return on Equity (ROE) of 4.51%.

What is OPRT's dividend yield?

OPORTUN FINANCIAL CORP offers a dividend yield of 0.00%.

What is OPRT's Quality Score?

Our AI rates OPRT's overall financial quality at 38 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy OPRT?

Our AI Timing Score for OPRT is 67 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does OPRT belong to?

OPORTUN FINANCIAL CORP is classified under the Financial Services >> Credit Services sector on the NASDAQ exchange

OPRT (NASDAQ) Stock Analysis | OPORTUN FINANCIAL CORP

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

OPRT AI Analysis Summary

Our AI summary for OPRT: OPORTUN FINANCIAL CORP (NASDAQ), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 14.47, ROE of 4.51%, a dividend yield of 0.00%. Its financial Quality Score stands at 38/100 — fundamentals below the market average. The AI Timing Score is 67/100 — technical signals are mixed; watch for a clearer trend. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

OPRT

OPORTUN FINANCIAL CORP

USD 5.54

-0.09 (-1.60%) Day Change

Watchlist Portfolio Compare Chart

14.47

P/E

6.84

D/E

4.5%

ROE

0.6%

ROA

0.00%

Div Yield

-0.54

PEG

OPORTUN FINANCIAL CORP
TYPE: STOCK
MARKET: NASDAQ

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USD 5.54 Price -0.09 (-1.60%) Day Change	NEWS SCORE: 99

OPRT, the overall quality is not good ( Quality = 38) and the timing to buy is ...(Sign In to See)...

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38 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

47%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	2409
Magic Formula Rank by ROE	2409
Magic Formula Rank by ROIC	2441
Price	5.54
PBV / Sector	0.65 / 4.67 GREAT
Earning Per Share	0.38

PE / Sector	14.47 / 13.71
PEG or PE/Growth / Sector	-0.54 / 0.12
Average 1M Daily Value	2.49 M GREAT
Average 1W Daily Value	1.87 M GREAT

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

60%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	2.90 / 69.56
NPM Average (%) / Sector	-11.52 / 32.21
NPM Change Average (%) / Sector	13.29 / 23.87 GOOD
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	0.56 / 5.73
ROA Average (%) / Sector	-1.70 / 4.78
ROA Change Average (%) / Sector	-16.89 / 8.81
ROE (%) / Sector	4.51 / 25.41
ROE Average (%) / Sector	-13.99 / 10.57
ROE Change Average (%) / Sector	1.00 / 8.94
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 2.40
Dividend Average (%) / Sector	N/A / 4.16
Dividend Change Average (%) / Sector	N/A / 18.70

Registration Details

Analyze Date	2026-08-01 08:00:17
Symbol	OPRT
Name	OPORTUN FINANCIAL CORP
Sector	Financial Services >> Credit Services
Market	NASDAQ
Listed Shares	45.95 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	258.70 / 43,886.28

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 1825 South Grant Street, San Mateo, CA, United States, 94402

Phone: 650 810 8823

Website: https://oportun.com

Employees: 1,783

Sector: Financial Services >> Credit Services

Description: Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.