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OSBC Stock Analysis — OLD SECOND BANCORP INC (Financial Services >> Banks - Regional)
OSBC FAQ
What is OSBC's P/E ratio?
OLD SECOND BANCORP INC (OSBC) currently trades at a P/E ratio of 13.97.
What is OSBC's ROE?
OLD SECOND BANCORP INC reports a Return on Equity (ROE) of 10.24%.
What is OSBC's dividend yield?
OLD SECOND BANCORP INC offers a dividend yield of 1.07%.
What is OSBC's Quality Score?
Our AI rates OSBC's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy OSBC?
Our AI Timing Score for OSBC is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does OSBC belong to?
OLD SECOND BANCORP INC is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange
OSBC AI Analysis Summary
Our AI summary for OSBC: OLD SECOND BANCORP INC (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 13.97, ROE of 10.24%, a dividend yield of 1.07%. Its financial Quality Score stands at 46/100 — fundamentals below the market average. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
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USD 25.29
Price
-0.05
(-0.20%)
Day Change
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OSBC, the overall quality is not good ( Quality = 46) but the timing to buy is ...(Sign In to See)...
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- Signal
- UNDERPERFORM
- Signal Description
- Company financial health is Not Good
- Reason
-
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...
| Quality Factors |
|
47% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | 99 |
| Magic Formula Rank by ROA |
2195
|
| Magic Formula Rank by ROE |
2195
|
| Magic Formula Rank by ROIC |
2332
|
| Price | 25.29 |
| PBV / Sector |
1.44 / 1.42
GOOD
|
| Earning Per Share | 1.81 |
| PE / Sector |
13.97 / 13.75
|
| PEG or PE/Growth / Sector |
N/A / 0.61
|
| Average 1M Daily Value |
10.49 M
GREAT
|
| Average 1W Daily Value |
11.73 M
GREAT
|
| Timing Factors |
|
85% |
| Financial Health |
|
50% |
| Ability to Make Profit |
|
68% |
| Return to Investors |
|
12% |
| Registration Details |
| Analyze Date | 2026-08-01 08:00:17 |
| Symbol | OSBC |
| Name | OLD SECOND BANCORP INC |
| Sector | Financial Services >> Banks - Regional |
| Market | NASDAQ |
| Listed Shares | 50.94 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 1,290.79 / 6,970.30 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: 37 South River Street, Aurora, IL, United States, 60507
Phone: 630 892 0202
Website: https://www.oldsecond.com
Employees: 1,062
Description: Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.
Analyst Ratings & Target Price
ME vs SECTOR Financial Services >> Banks - Regional
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