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SOFI (NASDAQ) Stock Analysis | SOFI TECHNOLOGIES INC. – Deepscope
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SOFI — SOFI TECHNOLOGIES INC. (Financial Services >> Credit Services)

SOFI FAQ

What is SOFI's P/E ratio?

SOFI TECHNOLOGIES INC. (SOFI) currently trades at a P/E ratio of 38.13.

What is SOFI's ROE?

SOFI TECHNOLOGIES INC. reports a Return on Equity (ROE) of 5.34%.

What is SOFI's dividend yield?

SOFI TECHNOLOGIES INC. offers a dividend yield of 0.00%.

What is SOFI's Deepscope Quality Score?

Deepscope rates SOFI's overall financial quality at 23 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy SOFI?

Deepscope's AI Timing Score for SOFI is 50 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does SOFI belong to?

SOFI TECHNOLOGIES INC. is classified under the Financial Services >> Credit Services sector on the NASDAQ exchange.

Stock Check   *Daily update data at 9:30 AM*
(Price: 2026-06-05 | FS: 2026-03-31)

SOFI

SOFI TECHNOLOGIES INC.
USD 16.03
-1.12 (-6.53%) Day Change
38.13
P/E
0.12
D/E
5.3%
ROE
1.1%
ROA
0.00%
Div Yield
-0.43
PEG
USD 16.03
Price
-1.12 (-6.53%)
Day Change
NEWS SCORE: 88

SOFI, the overall quality is not good ( Quality = 23) and the timing to buy is ...(Sign In to See)...

23

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria
Historical net profit margin is relatively low.

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
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In details, quality factors are not good , financial health is not quite good , and ability to make profit is not quite good , ...

Quality Factors 44%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 3.51 From 30 days period
  Watch Rate 0.55 From 30 days period
  News Score 88
  Magic Formula Rank by ROA
2920
  Magic Formula Rank by ROE
2920
  Magic Formula Rank by ROIC
3009
  Price 16.03
  PBV / Sector
2.03 / 3.70
  Earning Per Share 0.42
  PE / Sector
38.13 / 13.32
  PEG or PE/Growth / Sector
-0.43 / 0.11
  Average 1M Daily Value
1,141.86 M
GREAT
  Average 1W Daily Value
1,317.68 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 52%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
11.22 / 69.35
  NPM Average (%) / Sector
1.51 / 32.18
  NPM Change Average (%) / Sector
-71.36 / 22.57
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.07 / 5.76
  ROA Average (%) / Sector
0.14 / 4.80
  ROA Change Average (%) / Sector
-74.02 / 7.85
  ROE (%) / Sector
5.34 / 23.71
  ROE Average (%) / Sector
1.27 / 10.23
  ROE Change Average (%) / Sector
-67.85 / 7.16
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 4%
X
  Dividend (%) / Sector
N/A / 2.99
  Dividend Average (%) / Sector
N/A / 4.20
  Dividend Change Average (%) / Sector
N/A / 19.68
Registration Details
X
  Analyze Date 2026-06-06 09:09:21
  Symbol SOFI
  Name SOFI TECHNOLOGIES INC.
  Sector Financial Services >> Credit Services
  Market NASDAQ
  Listed Shares 1,282.74 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 21,999.01 / 38,628.68
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 234 1st Street, San Francisco, CA, United States, 94105

Phone: 855 456 7634

Website: https://www.sofi.com

Employees: 6,100

Sector: Financial Services >> Credit Services

Description: SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

ME vs SECTOR Financial Services >> Credit Services

SOFI (ME)
Sector Peers
Bubble size = Market Cap

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News

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SOFI
SOFI
USD 16.03 (-6.53%)
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