Google
SYF Stock Analysis — SYNCHRONY FINANCIAL (Financial Services >> Credit Services)
SYF FAQ
What is SYF's P/E ratio?
SYNCHRONY FINANCIAL (SYF) currently trades at a P/E ratio of 7.14.
What is SYF's ROE?
SYNCHRONY FINANCIAL reports a Return on Equity (ROE) of 20.82%.
What is SYF's dividend yield?
SYNCHRONY FINANCIAL offers a dividend yield of 1.60%.
What is SYF's Quality Score?
Our AI rates SYF's overall financial quality at 69 out of 100, based on profitability, growth, debt and earnings stability.
Is now a good time to buy SYF?
Our AI Timing Score for SYF is 89 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.
Which sector does SYF belong to?
SYNCHRONY FINANCIAL is classified under the Financial Services >> Credit Services sector on the NYSE exchange
SYF AI Analysis Summary
Our AI summary for SYF: SYNCHRONY FINANCIAL (NYSE), Financial Services >> Credit Services sector. The stock currently trades at a P/E of 7.14, ROE of 20.82%, a dividend yield of 1.60%. Its financial Quality Score stands at 69/100 — mid-range fundamentals relative to the market. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.
|
USD 75.79
Price
-1.38
(-1.79%)
Day Change
|
|
|---|
SYF, the overall quality is ok ( Quality = 69) and the timing to buy is ...(Sign In to See)...
Loading chart...
- Signal
- NEUTRAL
- Signal Description
- Company financial health is OK
- Reason
-
Acceleration of ROE growth rate is below our criteria.
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Acceleration of net profit margin growth rate is below our criteria
88 Sign in
TIMING
- Signal
- OUTPERFORM
- Signal Descri...
- Good
- Reason
- Momentum indicators aligned on the daily timeframe
In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...
| Quality Factors |
|
55% |
| In Recommendations? | Not in any sections |
| Select Rate | 0.00 From 30 days period |
| Watch Rate | 0.00 From 30 days period |
| News Score | 99 |
| Magic Formula Rank by ROA |
934
|
| Magic Formula Rank by ROE |
934
|
| Magic Formula Rank by ROIC |
1255
|
| Price | 75.79 |
| PBV / Sector |
1.49 / 4.67
GOOD
|
| Earning Per Share | 10.62 |
| PE / Sector |
7.14 / 13.71
GREAT
|
| PEG or PE/Growth / Sector |
0.35 / 0.12
GOOD
|
| Average 1M Daily Value |
255.67 M
GREAT
|
| Average 1W Daily Value |
212.95 M
GREAT
|
| Timing Factors |
|
57% |
| Financial Health |
|
54% |
| Ability to Make Profit |
|
68% |
| Return to Investors |
|
12% |
| Registration Details |
| Analyze Date | 2026-08-01 08:00:33 |
| Symbol | SYF |
| Name | SYNCHRONY FINANCIAL |
| Sector | Financial Services >> Credit Services |
| Market | NYSE |
| Listed Shares | 325.37 M |
| Par Value | N/A |
| Calculated From | Quarter |
| Sign | N/A |
| Market Cap (M.USD) / Sector Average | 25,108.87 / 43,886.28 |
| News, Concensus, ... |
| Estimation Consensus | See at WSJ.com |
| Full details | See at WSJ.com |
| Chart | See in Chart feature |
| News | See at Yahoo Finance |
Address: 777 Long Ridge Road, Stamford, CT, United States, 06902
Phone: 203 585 2400
Website: https://www.synchrony.com
Employees: 20,000
Description: Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Analyst Ratings & Target Price
ME vs SECTOR Financial Services >> Credit Services
Click a bubble to view stock details · Bubble size represents market capitalization share
