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TOWN (NASDAQ) Stock Analysis | TOWNE BANK – Deepscope
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TOWN Stock Analysis — TOWNE BANK (Financial Services >> Banks - Regional)

TOWN FAQ

What is TOWN's P/E ratio?

TOWNE BANK (TOWN) currently trades at a P/E ratio of 11.28.

What is TOWN's ROE?

TOWNE BANK reports a Return on Equity (ROE) of 10.48%.

What is TOWN's dividend yield?

TOWNE BANK offers a dividend yield of 4.63%.

What is TOWN's Quality Score?

Our AI rates TOWN's overall financial quality at 54 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy TOWN?

Our AI Timing Score for TOWN is 91 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does TOWN belong to?

TOWNE BANK is classified under the Financial Services >> Banks - Regional sector on the NASDAQ exchange

Stock Check   *Daily update data at 8:30 AM*
(Price: 2026-07-31 | FS: 2026-06-30)

TOWN AI Analysis Summary

Our AI summary for TOWN: TOWNE BANK (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 11.28, ROE of 10.48%, a dividend yield of 4.63%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

TOWN

TOWNE BANK
USD 37.91
-0.30 (-0.79%) Day Change
11.28
P/E
0.01
D/E
10.5%
ROE
1.4%
ROA
4.63%
Div Yield
-2.46
PEG

TOWNE BANK
TYPE: STOCK
MARKET: NASDAQ

Compare   Watchlist   Myport
USD 37.91
Price
-0.30 (-0.79%)
Day Change
NEWS SCORE: 99

TOWN, the overall quality is not quite good ( Quality = 54) but the timing to buy is ...(Sign In to See)...

54

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Historical ROE is relatively low
Historical ROA is relatively low.
Historical ROA is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
Momentum indicators aligned on the daily timeframe
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is good , ...

Quality Factors 54%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 99
  Magic Formula Rank by ROA
2063
  Magic Formula Rank by ROE
2063
  Magic Formula Rank by ROIC
2179
  Price 37.91
  PBV / Sector
1.18 / 1.42
GREAT
  Earning Per Share 3.36
  PE / Sector
11.28 / 13.75
GOOD
  PEG or PE/Growth / Sector
-2.46 / 0.61
  Average 1M Daily Value
25.72 M
GREAT
  Average 1W Daily Value
26.81 M
GREAT
Timing Factors 57%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 77%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
24.14 / 20.62
GREAT
  NPM Average (%) / Sector
19.70 / 19,963.58
GREAT
  NPM Change Average (%) / Sector
2.74 / -8.42
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
1.39 / 1,268.52
  ROA Average (%) / Sector
1.06 / 254.57
  ROA Change Average (%) / Sector
8.05 / 44,002.31
  ROE (%) / Sector
10.48 / 2,865.19
  ROE Average (%) / Sector
6.76 / 581.17
  ROE Change Average (%) / Sector
141.09 / 7,372.49
GREAT
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 62%
X
  Dividend (%) / Sector
4.63 / 2.41
GOOD
  Dividend Average (%) / Sector
3.51 / 46.24
  Dividend Change Average (%) / Sector
11.68 / -0.26
GOOD
Registration Details
X
  Analyze Date 2026-08-01 08:00:35
  Symbol TOWN
  Name TOWNE BANK
  Sector Financial Services >> Banks - Regional
  Market NASDAQ
  Listed Shares 91.30 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 3,538.71 / 6,970.30
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: 5716 High Street, Portsmouth, VA, United States, 23703

Phone: 757 638 7500

Website: https://www.townebank.com

Employees: 2,976

Sector: Financial Services >> Banks - Regional

Description: TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance. The company provides treasury solutions and deposit products, including checking accounts, savings accounts, and various types of time deposit services, such as daily money market accounts and long-term certificates of deposit; transaction accounts and certificates of deposit; and retirement account services comprising individual retirement accounts. It also offers safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts; secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and secured and unsecured loans for working capital, business expansion, equipment and machinery purchases, fixed- and floating-rate mortgage loans, and larger commercial loans, as well as real estate acquisition, development, and construction loans. In addition, the company can act as a qualified intermediary assisting investors; provides other financial services, such as financial, retirement, and estate planning; and offers assistance on a various investment option, including alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Further, it provides residential mortgage loans; residential resort property management; property, casualty, life, and health insurance products for businesses, individuals, and community organizations; and commercial and consumer insurance products and financial services, as well as individual and group life and health insurance. Additionally, the company offers online banking, mobile banking, and on-call banking. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia.

Analyst Ratings & Target Price

3 Months Ago
1 Month Ago
Current
Strong Buy
1
1
1
Buy
2
2
2
Hold
1
1
1
Sell
0
0
0
Strong Sell
0
0
0
Consensus
Buy 4.00
Buy 4.00
Buy 4.00
Target Price
USD 40.25
USD 39.25
USD 39.75

Per-Share Earnings, Estimates vs Actuals

Actual
Analyst Range
Estimate

ME vs SECTOR Financial Services >> Banks - Regional

TOWN (ME)
Sector Peers
Bubble size = Market Cap

Click a bubble to view stock details  ·  Bubble size represents market capitalization share

Stocks in the Same Sector

Financial Services › Banks - Regional

Analysed on the same criteria, ordered by market cap

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TOWN
TOWN
USD 37.91 (-0.79%)
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