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YRD (NYSE) Stock Analysis | YIRENDAI LTD – Deepscope
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YRD — YIRENDAI LTD (Financial Services >> Credit Services)

YRD FAQ

What is YRD's P/E ratio?

YIRENDAI LTD (YRD) currently trades at a P/E ratio of 0.16.

What is YRD's ROE?

YIRENDAI LTD reports a Return on Equity (ROE) of -11.48%.

What is YRD's dividend yield?

YIRENDAI LTD offers a dividend yield of 27.16%.

What is YRD's Deepscope Quality Score?

Deepscope rates YRD's overall financial quality at 15 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy YRD?

Deepscope's AI Timing Score for YRD is 26 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does YRD belong to?

YIRENDAI LTD is classified under the Financial Services >> Credit Services sector on the NYSE exchange.

Stock Check   *Daily update data at 9:30 AM*
(Price: 2026-06-05 | FS: 2026-03-31)

YRD

YIRENDAI LTD
USD 1.22
-0.01 (-0.81%) Day Change
0.16
P/E
0.45
D/E
-11.5%
ROE
-7.9%
ROA
27.16%
Div Yield
-0.01
PEG
USD 1.22
Price
-0.01 (-0.81%)
Day Change
NEWS SCORE: 92

YRD, the overall quality is not good ( Quality = 15) and the timing to buy is ...(Sign In to See)...

15

QUALITY

Signal
UNDERPERFORM
Signal Description
Company financial health is Not Good
Reason
ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Negative growth of ROE in the last year.
ROE is decreasing significantly
ROA is too relatively low compare to ROE
Acceleration of ROA growth rate is below our criteria.
Growth of ROA was below our criteria in the last year.
Current growth of ROA was below our criteria.
Net profit margin is relatively low.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal
OUTPERFORM
Signal Descri...
Good
Reason
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In details, quality factors are not quite good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors 50%
X
X
X
X
  In Recommendations? Not in any sections
  Select Rate 0.00 From 30 days period
  Watch Rate 0.00 From 30 days period
  News Score 92
  Magic Formula Rank by ROA
1522
  Magic Formula Rank by ROE
1522
  Magic Formula Rank by ROIC
1371
  Price 1.22
  PBV / Sector
0.01 / 3.70
GREAT
  Earning Per Share -12.17
  PE / Sector
0.16 / 13.32
GREAT
  PEG or PE/Growth / Sector
-0.01 / 0.11
  Average 1M Daily Value
0.27 M
GREAT
  Average 1W Daily Value
0.27 M
GREAT
Timing Factors 28%
  MACD
  MACD Signal
  MACD Divergence
  RSI
  Stochastic Oscillator K
  Stochastic Oscillator D
  ADX
  Avg 5 day Timing Score
Financial Health 50%
X
X
X
X
  DE / Sector
  DE Average / Sector
  DE Change Average (%) / Sector
  Current Ratio / Sector
  Current Ratio Average / Sector
  Current Ratio Change Average (%) / Sector
  Quick Ratio / Sector
  Quick Ratio Average / Sector
  Quick Ratio Change Average (%) / Sector
  FCF/Share / Sector
  FCF/Share Average / Sector
  FCF/Share Change Average (%) / Sector
Ability to Make Profit 64%
X
X
X
X
X
X
X
  GPM (%) / Sector
  GPM Average (%) / Sector
  GPM Change Average (%) / Sector
  OPM (%) / Sector
  OPM Average (%) / Sector
  OPM Change Average (%) / Sector
  NPM (%) / Sector
-20.80 / 69.35
  NPM Average (%) / Sector
16.89 / 32.18
GREAT
  NPM Change Average (%) / Sector
-787.63 / 22.57
  Asset Turnover / Sector
  Asset Turnover Average / Sector
  Asset Turnover Change Average (%) / Sector
  ROA (%) / Sector
-7.91 / 5.76
  ROA Average (%) / Sector
8.05 / 4.80
  ROA Change Average (%) / Sector
-726.82 / 7.85
  ROE (%) / Sector
-11.48 / 23.71
  ROE Average (%) / Sector
11.21 / 10.23
  ROE Change Average (%) / Sector
-732.54 / 7.16
  ROIC (%) / Sector
  ROIC Average (%) / Sector
  ROIC Change Average (%) / Sector
Return to Investors 100%
X
  Dividend (%) / Sector
27.16 / 2.99
GREAT
  Dividend Average (%) / Sector
14.51 / 4.20
GREAT
  Dividend Change Average (%) / Sector
147.10 / 19.68
GREAT
Registration Details
X
  Analyze Date 2026-06-06 09:09:13
  Symbol YRD
  Name YIRENDAI LTD
  Sector Financial Services >> Credit Services
  Market NYSE
  Listed Shares 87.49 M
  Par Value N/A
  Calculated From Quarter
  Sign N/A
  Market Cap (M.USD) / Sector Average 106.74 / 38,628.68
News, Concensus, ...
  Estimation Consensus See at WSJ.com
  Full details See at WSJ.com
  Chart See in Chart feature
  News See at Yahoo Finance

Address: China Merchants Bureau Building, Beijing, China, 100022

Phone: 86 10 5964 4552

Website: https://www.yiren.com

Employees: 981

Sector: Financial Services >> Credit Services

Description: Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

ME vs SECTOR Financial Services >> Credit Services

YRD (ME)
Sector Peers
Bubble size = Market Cap

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News

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YRD
YRD
USD 1.22 (-0.81%)
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