What is XYF's P/E ratio?

X FINANCIAL CLASS A (XYF) currently trades at a P/E ratio of 0.17.

X FINANCIAL CLASS A reports a Return on Equity (ROE) of 13.48%.

What is XYF's dividend yield?

X FINANCIAL CLASS A offers a dividend yield of 11.37%.

What is XYF's Deepscope Quality Score?

Deepscope rates XYF's overall financial quality at 46 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy XYF?

Deepscope's AI Timing Score for XYF is 50 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does XYF belong to?

X FINANCIAL CLASS A is classified under the Financial Services >> Credit Services sector on the NYSE exchange.

Cổ phiếu XYF (NYSE) | X FINANCIAL CLASS A

Stock Check Daily update data at 9:30 AM
(Price: 2026-06-05 | FS: 2026-03-31)

XYF

X FINANCIAL CLASS A

USD 4.71

-0.22 (-4.46%) Day Change

Watchlist Portfolio Compare Chart

0.17

P/E

0.05

D/E

13.5%

ROE

7.7%

ROA

11.37%

Div Yield

X FINANCIAL CLASS A
TYPE: STOCK
MARKET: NYSE

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USD 4.71 Price -0.22 (-4.46%) Day Change	NEWS SCORE: 94

XYF Chất lượng tổng thể của cố phiếu Không tốt ( Chất lượng = 46) và Thời điểm mua ...(Sign In to See)...

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46 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: [-] Tốc độ tăng trưởng ROE dưới mức tiêu chí của chúng tôi.
Tăng trưởng ROE là âm trong năm ngoái.
ROE đang giảm đáng kể
ROA quá thấp so với ROE
Tốc độ tăng trưởng ROA dưới mức tiêu chí của chúng tôi.
Tăng trưởng ROA dưới mức tiêu chí của chúng tôi trong năm vừa qua
Tốc độ tăng trưởng biên lợi nhuận ròng dưới mức tiêu chí của chúng tôi

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Lorem ipsum dolor sit amet

Unlock timing signals and detailed reasons

Chi tiết hơn, sẽ thấy rằng các yếu tố chất lượng Không tốt lắm , Sức khỏe tài chính Không tốt lắm , và khả năng kiếm lợi nhuận Khá , ...

Yếu tố Chất lượng

52%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	94
Magic Formula Rank by ROA	120
Magic Formula Rank by ROE	120
Magic Formula Rank by ROIC	149
Price	4.71
PBV / Sector	0.02 / 3.70 GREAT
Earning Per Share	27.15

PE / Sector	0.17 / 13.32 GREAT
PEG or PE/Growth / Sector	N/A / 0.11
Average 1M Daily Value	0.63 M GREAT
Average 1W Daily Value	0.40 M GREAT

Yếu tố Kỹ thuật

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Sức khỏe tài chính

58%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Khả năng kiếm lợi nhuận

66%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	16.46 / 69.35 GOOD
NPM Average (%) / Sector	26.60 / 32.18 GREAT
NPM Change Average (%) / Sector	-16.25 / 22.57
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	7.70 / 5.76
ROA Average (%) / Sector	9.96 / 4.80
ROA Change Average (%) / Sector	-1.86 / 7.85
ROE (%) / Sector	13.48 / 23.71
ROE Average (%) / Sector	18.24 / 10.23
ROE Change Average (%) / Sector	-3.96 / 7.16
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Lợi tức cho nhà đầu tư

100%

Dividend (%) / Sector	11.37 / 2.99 GREAT
Dividend Average (%) / Sector	7.57 / 4.20 GREAT
Dividend Change Average (%) / Sector	41.73 / 19.68 GREAT

Chi tiết đăng ký

Analyze Date	2026-06-06 09:09:13
Symbol	XYF
Name	X FINANCIAL CLASS A
Sector	Financial Services >> Credit Services
Market	NYSE
Listed Shares	22.25 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	181.03 / 38,628.68

Tin tức, Dự báo ước tính

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: Aerospace Science and Technology Plaza, Shenzhen, China, 518067

Phone: 86 75 5862 82977

Website: https://ir.xiaoyinggroup.com

Employees: 643

Sector: Financial Services >> Credit Services

Description: X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.