CNFINANCE HOLDINGS LTD reports a Return on Equity (ROE) of -13.14%.

What is CNF's dividend yield?

CNFINANCE HOLDINGS LTD offers a dividend yield of 0.00%.

What is CNF's Quality Score?

Our AI rates CNF's overall financial quality at 15 out of 100, based on profitability, growth, debt and earnings stability.

Is now a good time to buy CNF?

Our AI Timing Score for CNF is 27 out of 100, indicating the relative attractiveness of buying at the current price using technical and momentum signals.

Which sector does CNF belong to?

CNFINANCE HOLDINGS LTD is classified under the Financial Services >> Mortgage Finance sector on the NYSE exchange

CNF (NYSE) Stock Analysis | CNFINANCE HOLDINGS LTD

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

CNF AI Analysis Summary

Our AI summary for CNF: CNFINANCE HOLDINGS LTD (NYSE), Financial Services >> Mortgage Finance sector. The stock currently trades at a P/E of 0.00, ROE of -13.14%, a dividend yield of 0.00%. Its financial Quality Score stands at 15/100 — fundamentals below the market average. The AI Timing Score is 27/100 — most technical signals do not support an entry at this point. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

CNF

CNFINANCE HOLDINGS LTD

USD 2.05

-0.15 (-6.82%) Day Change

Watchlist Portfolio Compare Chart

0.90

D/E

-13.1%

ROE

-4.6%

ROA

0.00%

Div Yield

CNFINANCE HOLDINGS LTD
TYPE: STOCK
MARKET: NYSE

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USD 2.05 Price -0.15 (-6.82%) Day Change	NEWS SCORE: 61

CNF, the overall quality is not good ( Quality = 15) and the timing to buy is ...(Sign In to See)...

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15 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: ROE is relatively low.
ROA is relatively low.
Acceleration of ROE growth rate is below our criteria.
Historical ROE is relatively low
Negative growth of ROE in the last year.
Historical ROA is relatively low.
Acceleration of ROA growth rate is below our criteria.
Historical ROA is relatively low.
Historical ROA is relatively low.
Growth of ROA was below our criteria in the last year.
Acceleration of net profit margin growth rate is below our criteria

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

In details, quality factors are not good , financial health is not quite good , and ability to make profit is ok , ...

Quality Factors

42%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	61
Magic Formula Rank by ROA	N/A
Magic Formula Rank by ROE	N/A
Magic Formula Rank by ROIC	N/A
Price	2.05
PBV / Sector	0.01 / 1.09 GREAT
Earning Per Share	-26.00

PE / Sector	N/A / 24.98
PEG or PE/Growth / Sector	N/A / 0.09
Average 1M Daily Value	0.11 M GREAT
Average 1W Daily Value	0.01 M GREAT

Timing Factors

28%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Financial Health

50%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Ability to Make Profit

66%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	117.08 / 17.58 GREAT
NPM Average (%) / Sector	12.53 / 16.72 GOOD
NPM Change Average (%) / Sector	-876.88 / -44.12
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	-4.59 / 1.46
ROA Average (%) / Sector	-1.37 / 1.75
ROA Change Average (%) / Sector	-484.74 / -47.88
ROE (%) / Sector	-13.14 / 12.85
ROE Average (%) / Sector	-3.77 / 9.08
ROE Change Average (%) / Sector	-361.29 / -54.19
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Return to Investors

Dividend (%) / Sector	N/A / 3.36
Dividend Average (%) / Sector	N/A / 6.64
Dividend Change Average (%) / Sector	N/A / 10.51

Registration Details

Analyze Date	2026-08-01 07:59:39
Symbol	CNF
Name	CNFINANCE HOLDINGS LTD
Sector	Financial Services >> Mortgage Finance
Market	NYSE
Listed Shares	6.86 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	37.09 / 6,085.53

News, Concensus, ...

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: South Finance Center, Guangzhou, China

Phone: 86 20 6231 6688

Website: https://www.cashchina.cn

Employees: 326

Sector: Financial Services >> Mortgage Finance

Description: CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. CNFinance Holdings Limited was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.