P/E của cổ phiếu CZFS là bao nhiêu?

CITIZENS FINANCIAL SERVICES INC. COMMON STOCK (CZFS) hiện giao dịch ở mức P/E 9.33 lần.

ROE của cổ phiếu CZFS là bao nhiêu?

CITIZENS FINANCIAL SERVICES INC. COMMON STOCK có tỷ suất lợi nhuận trên vốn chủ sở hữu (ROE) 11.45%.

Tỷ suất cổ tức của CZFS là bao nhiêu?

CITIZENS FINANCIAL SERVICES INC. COMMON STOCK có tỷ suất cổ tức 0.00%.

Điểm chất lượng (Quality Score) của CZFS là bao nhiêu?

AI của chúng tôi đánh giá chất lượng tài chính tổng thể của CZFS ở mức 54/100, dựa trên khả năng sinh lời, tăng trưởng, nợ và độ ổn định lợi nhuận.

Bây giờ có nên mua cổ phiếu CZFS không?

Điểm AI Timing của CZFS là 89/100, thể hiện mức độ hấp dẫn tương đối của giá hiện tại theo tín hiệu kỹ thuật và momentum — nên cân nhắc cùng điểm chất lượng và kế hoạch đầu tư của bạn.

Cổ phiếu CZFS thuộc ngành nào?

CITIZENS FINANCIAL SERVICES INC. COMMON STOCK được xếp vào ngành Financial Services >> Banks - Regional trên sàn NASDAQ

Cổ phiếu CZFS (NASDAQ) | CITIZENS FINANCIAL SERVICES INC. COMMON STOCK

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-03-31)

CZFS AI Analysis Summary

Our AI summary for CZFS: CITIZENS FINANCIAL SERVICES INC. COMMON STOCK (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 9.33, ROE of 11.45%, a dividend yield of 0.00%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 89/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

CZFS

CITIZENS FINANCIAL SERVICES INC. COMMON STOCK

USD 77.52

1.14 (1.49%) Day Change

Watchlist Portfolio Compare Chart

9.33

P/E

0.58

D/E

11.5%

ROE

1.3%

ROA

0.00%

Div Yield

0.88

PEG

CITIZENS FINANCIAL SERVICES INC. COMMON STOCK
TYPE: STOCK
MARKET: NASDAQ

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USD 77.52 Price 1.14 (1.49%) Day Change	NEWS SCORE: 99

CZFS Chất lượng tổng thể của cố phiếu Không tốt lắm ( Chất lượng = 54) nhưng Thời điểm mua ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: Tỷ lệ ROE tương đối thấp
Tỷ lệ ROA tương đối thấp
[-] Tốc độ tăng trưởng ROE dưới mức tiêu chí của chúng tôi.
Lịch sử ROA tương đối thấp.
Lịch sử ROA tương đối thấp.
Tốc độ tăng trưởng biên lợi nhuận ròng dưới mức tiêu chí của chúng tôi

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

Chi tiết hơn, sẽ thấy rằng các yếu tố chất lượng Không tốt lắm , Sức khỏe tài chính Không tốt lắm , và khả năng kiếm lợi nhuận Tốt , ...

Yếu tố Chất lượng

54%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	99
Magic Formula Rank by ROA	1656
Magic Formula Rank by ROE	1656
Magic Formula Rank by ROIC	1893
Price	77.52
PBV / Sector	1.07 / 1.42 GREAT
Earning Per Share	8.31

PE / Sector	9.33 / 13.75 GREAT
PEG or PE/Growth / Sector	0.88 / 0.61
Average 1M Daily Value	1.38 M GREAT
Average 1W Daily Value	2.31 M GREAT

Yếu tố Kỹ thuật

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Sức khỏe tài chính

56%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Khả năng kiếm lợi nhuận

77%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	22.50 / 20.62 GREAT
NPM Average (%) / Sector	20.83 / 19,963.58 GREAT
NPM Change Average (%) / Sector	1.04 / -8.42
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.30 / 1,268.52
ROA Average (%) / Sector	1.05 / 254.57
ROA Change Average (%) / Sector	10.08 / 44,002.31 GOOD
ROE (%) / Sector	11.45 / 2,865.19
ROE Average (%) / Sector	10.49 / 581.17
ROE Change Average (%) / Sector	2.99 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Lợi tức cho nhà đầu tư

41%

Dividend (%) / Sector	N/A / 2.41
Dividend Average (%) / Sector	3.19 / 46.24
Dividend Change Average (%) / Sector	8.51 / -0.26

Chi tiết đăng ký

Analyze Date	2026-08-01 07:59:42
Symbol	CZFS
Name	CITIZENS FINANCIAL SERVICES INC. COMMON STOCK
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	4.80 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	367.00 / 6,970.30

Tin tức, Dự báo ước tính

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 15 South Main Street, Mansfield, PA, United States, 16933

Phone: 570 662 2121

Website: https://www.firstcitizensbank.com

Employees: 386

Sector: Financial Services >> Banks - Regional

Description: Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.