P/E của cổ phiếu COFS là bao nhiêu?

Choiceone Financial Services Inc (COFS) hiện giao dịch ở mức P/E 9.24 lần.

ROE của cổ phiếu COFS là bao nhiêu?

Choiceone Financial Services Inc có tỷ suất lợi nhuận trên vốn chủ sở hữu (ROE) 11.34%.

Tỷ suất cổ tức của COFS là bao nhiêu?

Choiceone Financial Services Inc có tỷ suất cổ tức 3.35%.

Điểm chất lượng (Quality Score) của COFS là bao nhiêu?

AI của chúng tôi đánh giá chất lượng tài chính tổng thể của COFS ở mức 54/100, dựa trên khả năng sinh lời, tăng trưởng, nợ và độ ổn định lợi nhuận.

Bây giờ có nên mua cổ phiếu COFS không?

Điểm AI Timing của COFS là 91/100, thể hiện mức độ hấp dẫn tương đối của giá hiện tại theo tín hiệu kỹ thuật và momentum — nên cân nhắc cùng điểm chất lượng và kế hoạch đầu tư của bạn.

Cổ phiếu COFS thuộc ngành nào?

Choiceone Financial Services Inc được xếp vào ngành Financial Services >> Banks - Regional trên sàn NASDAQ

Cổ phiếu COFS (NASDAQ) | CHOICEONE FINANCIAL SERVICES INC

Stock Check Daily update data at 8:30 AM
(Price: 2026-07-31 | FS: 2026-06-30)

COFS AI Analysis Summary

Our AI summary for COFS: Choiceone Financial Services Inc (NASDAQ), Financial Services >> Banks - Regional sector. The stock currently trades at a P/E of 9.24, ROE of 11.34%, a dividend yield of 3.35%. Its financial Quality Score stands at 54/100 — mid-range fundamentals relative to the market. The AI Timing Score is 91/100 — multiple technical signals currently support price momentum. All scores are recomputed automatically after each market close from official exchange data. This is systematically generated analysis, not personalized investment advice.

COFS

Choiceone Financial Services Inc

USD 34.03

0.20 (0.59%) Day Change

Watchlist Portfolio Compare Chart

9.24

P/E

0.61

D/E

11.3%

ROE

1.2%

ROA

3.35%

Div Yield

-0.84

PEG

Data partially updated

CHOICEONE FINANCIAL SERVICES INC
TYPE: STOCK
MARKET: NASDAQ

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USD 34.03 Price 0.20 (0.59%) Day Change	NEWS SCORE: 90

COFS Chất lượng tổng thể của cố phiếu Không tốt lắm ( Chất lượng = 54) nhưng Thời điểm mua ...(Sign In to See)...

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54 QUALITY

Signal: UNDERPERFORM

Signal Description: Company financial health is Not Good

Reason: Tỷ lệ ROE tương đối thấp
Tỷ lệ ROA tương đối thấp
[-] Tốc độ tăng trưởng ROE dưới mức tiêu chí của chúng tôi.
Tăng trưởng ROE là âm trong năm ngoái.
Lịch sử ROA tương đối thấp.
Lịch sử ROA tương đối thấp.

88 Sign in

TIMING

Signal: OUTPERFORM

Signal Descri...: Good

Reason: Momentum indicators aligned on the daily timeframe

Unlock timing signals and detailed reasons

Chi tiết hơn, sẽ thấy rằng các yếu tố chất lượng Không tốt lắm , Sức khỏe tài chính Không tốt , và khả năng kiếm lợi nhuận Tốt , ...

Yếu tố Chất lượng

55%

In Recommendations?	Not in any sections
Select Rate	0.00 From 30 days period
Watch Rate	0.00 From 30 days period
News Score	90
Magic Formula Rank by ROA	1968
Magic Formula Rank by ROE	1968
Magic Formula Rank by ROIC	2064
Price	34.03
PBV / Sector	1.05 / 1.42 GREAT
Earning Per Share	3.68

PE / Sector	9.24 / 13.75 GREAT
PEG or PE/Growth / Sector	-0.84 / 0.61
Average 1M Daily Value	3.12 M GREAT
Average 1W Daily Value	3.02 M GREAT

Yếu tố Kỹ thuật

42%

MACD	SIGN IN
MACD Signal	SIGN IN
MACD Divergence	SIGN IN
RSI	SIGN IN
Stochastic Oscillator K	SIGN IN
Stochastic Oscillator D	SIGN IN
ADX	SIGN IN
Avg 5 day Timing Score	SIGN IN

Sức khỏe tài chính

47%

DE / Sector	SIGN IN
DE Average / Sector	SIGN IN
DE Change Average (%) / Sector	SIGN IN
Current Ratio / Sector	SIGN IN
Current Ratio Average / Sector	SIGN IN
Current Ratio Change Average (%) / Sector	SIGN IN
Quick Ratio / Sector	SIGN IN
Quick Ratio Average / Sector	SIGN IN
Quick Ratio Change Average (%) / Sector	SIGN IN
FCF/Share / Sector	SIGN IN
FCF/Share Average / Sector	SIGN IN
FCF/Share Change Average (%) / Sector	SIGN IN

Khả năng kiếm lợi nhuận

77%

GPM (%) / Sector	SIGN IN
GPM Average (%) / Sector	SIGN IN
GPM Change Average (%) / Sector	SIGN IN
OPM (%) / Sector	SIGN IN
OPM Average (%) / Sector	SIGN IN
OPM Change Average (%) / Sector	SIGN IN
NPM (%) / Sector	29.96 / 20.62 GREAT
NPM Average (%) / Sector	21.79 / 19,963.58 GREAT
NPM Change Average (%) / Sector	13.60 / -8.42 GOOD
Asset Turnover / Sector	SIGN IN
Asset Turnover Average / Sector	SIGN IN
Asset Turnover Change Average (%) / Sector	SIGN IN
ROA (%) / Sector	1.23 / 1,268.52
ROA Average (%) / Sector	0.93 / 254.57
ROA Change Average (%) / Sector	14.87 / 44,002.31 GOOD
ROE (%) / Sector	11.34 / 2,865.19
ROE Average (%) / Sector	10.50 / 581.17
ROE Change Average (%) / Sector	4.57 / 7,372.49
ROIC (%) / Sector	SIGN IN
ROIC Average (%) / Sector	SIGN IN
ROIC Change Average (%) / Sector	SIGN IN

Lợi tức cho nhà đầu tư

33%

Dividend (%) / Sector	3.35 / 2.41 GOOD
Dividend Average (%) / Sector	3.66 / 46.24
Dividend Change Average (%) / Sector	-2.98 / -0.26

Chi tiết đăng ký

Analyze Date	2026-08-01 07:59:39
Symbol	COFS
Name	CHOICEONE FINANCIAL SERVICES INC
Sector	Financial Services >> Banks - Regional
Market	NASDAQ
Listed Shares	14.95 M
Par Value	N/A
Calculated From	Quarter
Sign	N/A
Market Cap (M.USD) / Sector Average	505.77 / 6,970.30

Tin tức, Dự báo ước tính

Estimation Consensus	See at WSJ.com
Full details	See at WSJ.com
Chart	See in Chart feature
News	See at Yahoo Finance

Address: 109 East Division Street, Sparta, MI, United States, 49345

Phone: 616 887 7366

Website: https://www.choiceone.bank

Employees: 577

Sector: Financial Services >> Banks - Regional

Description: ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.